Issue #269
In This Issue
Welcome / This Week's Special Offer
Welcome To The Latest Issue
Happy Friday. I hope the day finds you well. …Need a good housecleaner? My
housecleaner is looking for additional work. Call Yolanda at (619)823-0489. …Do
you know the little old lady who lives here?
Click For
Photo
Help Wanted: Full Time To
Work With Foreclosures
So many banks have hired me to sell their foreclosures, I need another
full-time person to do weekly checks on the properties, follow up on repairs,
and do other related work. $10-$13/hour (plus mileage), depending on
qualifications. Email your resume or info to
kevin@garykent.com.
True Story: Which Way Did Ego?
There are some agents out there who really fancy themselves. Several years ago,
one fellow actually used to send 8x10 glossy photos of himself to prospective
clients (no word on how many clients that lost him). My office manager tells me
of one who used to anonymously send himself flowers (“Gee, I’ve got a secret
admirer!”). And another agent took “In God We Trust” and inserted his name
instead. Give me a break!
True Story: A Proposition
For YOU…
Send me a shocking, funny, or interesting TRUE story that happened to you or a
friend. If I print it, I’ll send you a $10 Starbucks card. Email them to
TrueStory@GaryKent.com.
U.S. Cities Ranked: Top 10
Cities -- RUDEST Drivers
Connecticut auto club AutoVantage rated 25 major U.S. cities, from rudest to
most courteous drivers. For the 2nd straight year, Miami drivers had the worst
road rage. Portland, Oregon, drivers were least likely to tailgate, and St.
Louis motorists were least likely to swear at other drivers.
Here’s your Top 10 worst, plus San Diego:
1. Miami
2. New York
3. Boston
4. Los Angeles
5. Washington, D.C.
6. Phoenix
7. Chicago
8. Sacramento, Calif.
9. Philadelphia
10. San Francisco
…
17. San Diego
Our #17 spot means that we’re among the more courteous drivers. (Really? …Have
they seen some of those people out there?)
Next week: Top 10 most expensive U.S. cities to live.
Get On Our San Diego “Foreclosure Hot-List”
Five major lenders have asked me to handle their foreclosures, and I’m
looking for a short list of investors or people wanting to buy a home or
investment up to 5-10% below market. If you’d like to be the first to find out
about them,
click here.
You Know You’re In San
Diego When…
…your black girdle doubles as your boyfriend’s bicycle shorts. ~
(I’m having trouble picturing that…which may be a good thing. Thanks for that
odd one, Barbara! Got one of your own?
Email it to me.)
FREE MLS Online Search For A San Diego or Riverside Home
To search for a home right now, click here:
Free MLS Homesearch
This Week’s Free Offer:
Free Homebuyer Initial Consultation
Too many agents won't take the time to sit down and really understand what you
want. They'd rather throw you in their car, rush you into buying before you're
ready, and sell you any home--whether it's the right one for you or not.
We take a different approach... We want to really understand what you want and
why, so we can find you the right home. And we want to explain to you in advance
what happens as you look for and buy a home so all your surprises are good ones.
If this makes sense to you and you want to feel comfortable and look at your own
pace when you buy a home, call my office at (858)457-KENT. We'll arrange
a convenient time for you to drop in and get all your questions answered. We can
also arrange for you to be "pre-qualified" by a reputable lender so you can find
out your price range and monthly payments.
Send This Free Newsletter
To A Friend
Subscribe them with a quick email to
TellAFriend@GaryKent.com
with their email address in the subject line.
Remember to email your questions, comments, compliments, corrections, critiques, & rebuttals to Questions@GaryKent.com.
None currently scheduled. Please check back.
"My wife and I have been looking
for a home since December. And we’re getting frustrated. Every home we see is
too small, in poor condition, or priced too high for our budget. Can you give us
some advice?"
***ANSWER:
Sounds like you're stuck in a holding pattern and need to make some changes.
Assuming your agent is sharp and working hard for you (if not, get a new agent),
you need to either loosen up what you're looking for or increase your price
range. Please only increase your price range only if you can afford to.
Loosening up what you're looking for may mean buying:
- a townhome or condo instead of a house
- fewer bedrooms or baths, or a smaller home. If you buy a house, you can add on
later.
- a home without some feature, i.e. family room, garage, or yard
- a home that needs some work, be it “cosmetic” or more than that
- in a different part of town
Ways to increase your price may include:
- a different type of loan, such as fixed for 5 years instead of 30 years
- paying points to "buy down" your interest rate for a lower payment (in this
market, the seller may be willing to pay them)
- help from a relative
- getting extra funds by tapping into other assets, such as a 401K
Fortunately, there are so many homes for sale now and many excellent values.
Good luck.
Feel free to call me if you'd like our help to find you a home...
"Hi Gary, I've got another
question if you have the time. Do you think a lot of buyer's agents start their
client's search by commission? Like would they limit their search to say 3% and
up and as a result they might never see my condo (which is offering 2.5%) in
their search? If so, would increasing the commission to 4% grab a lot more
attention do you think than dropping the price 10k (currently 275-295k)? Thanks.
***ANSWER:
Very few agents use the real estate fee as an actual search criterion. BUT, once
they do their search, some agents will indeed look at the % offered. And, a home
with a high fee will get more showings than one with a low fee.
My guess is that the additional $4,300 commission (from 2.5% to 4%) will be more
effective than a $4,300 price reduction, but not the $10,000 reduction you
mention.
Here’s my suggestion, assuming your condo is priced close to market value:
If it doesn’t already look like a model home, since you’re willing to “invest”
$10,000 in selling it, I’d suggest you:
1. do the fee increase AND
2. make some inexpensive cosmetics (clean, paint, landscaping, etc.) AND
3. pay a professional homestager $500 to $5,000 to stage your condo and make it
look like a model
By the way, if your condo is not priced close to market value, none of what
we’re talking about will sell it. So be sure it’s priced right!
Investing or Financing Question
"We’re going to
lose our home to foreclosure. We owe too much to sell and the bank denied our
short sale. I lost my job and my wife isn’t able to work, so we can’t make the
payment and definitely are going to lose our home. I hate the feeling of not
knowing what’s going to happen to me and my family. Can you tell me what to
expect?"
***ANSWER:
I’m very sorry to hear about your situation. Let me give you a preview of what
you can expect:
--Notice of Default--
Foreclosure officially begins when your bank files a “Notice of Default”, which
is public record.
--Minimum Three Month Waiting Period--
Once that Notice is filed, you’ll become very popular with letters, phone calls,
and maybe even personal visits from:
1. Your lender…asking you for payments and perhaps proposing ways to keep you in
the home. Based on what you said, they probably won’t work.
2. Investors…trying to steal your home.
3. Agents…trying to sell your home.
4. Lenders…trying to loan you money (if you have equity) and also possibly
trying to steal your home.
5. Attorneys…trying to get you to declare bankruptcy (which may or may not be
beneficial to you, but probably not based on what you told me).
…Some agents, lenders, and attorneys may legitimately be trying to help you AND
make a buck in the process. Many will just be trying to take advantage of you.
--Notice of Sale--
A minimum of three months after the Notice of Default is filed, the bank will
file a Notice of Sale.
--Minimum 21-Day Waiting Period--
More calls, letters, visits.
--Foreclosure Sale—
Your home will be sold at a foreclosure auction, aka “trustee sale”. Since you
said your payoff (loan balance + arrearages + fees + penalties) exceeds your
home’s value, no investor will buy it at the auction, so your home will go back
to the bank.
--Move Out--
Your bank will hire a real estate agent to see if you’re still in the home. If
so, the agent will offer you a little “relocation assistance” money. If you
don’t agree to move, you’ll be evicted and forcibly removed by the sheriff.
--Ramifications--
1. You will almost certainly owe nothing to the bank (verify with your attorney)
2. The amount the bank loses (aka “cancelled debt”) may be designated as taxable
income by the IRS, so you may get a 1099 and have taxes due.
3. The foreclosure will show on your credit for seven years, making obtaining
credit more difficult and expensive.
Hot Properties: Call Now On These Hot New
Listings & Not-Yet-On-The-Market Properties
|
THIS WEEK'S FEATURED PROPERTY! | |
 |
Spectacular BR/BA:
3/3 Sqft:
1,454 Price:
$1,094,900 |
|
For more information on this Delightful Home and Open House Click Here | |
"COMING SOON"
(Click
Contact Me to be contacted BEFORE these properties hit the market!)
– Carmel Valley –
Foreclosure! Spacious 3BR/3BA “twin home” w/ large yard on quiet
street. Price TBD
Contact Me
New – Chula Vista – Foreclosure! Hilltop area: Handsome 3BR/2BA house on oversize 7400sqft lot. Low 400s? Contact Me
– Chula Vista – Foreclosure! Cute “Eastlake” 2BR/2BA home, a short walk to manmade lake, park, etc. Contact Me
– Chula Vista – Foreclosure! Gorgeous upgraded 3BR/2BA townhome right next to “tot park.” 300K? Contact Me
- Chula Vista – Foreclosure! Cute remodeled 3BR house w/ white picket fence. $300s? Contact Me
New - Clairemont – Foreclosure! Walk to Clairemont Towne Square movies/shops. 3BR/2BA house. Lo/mid 400s? Contact Me
- Clairemont –
Foreclosure! Upgraded 2BR/1.5BA 1097sqft
townhome w/ unusual 3-car garage. Lo 300s?
Contact Me
- Clairemont –
Foreclosure! “Foxrun” 3BR/2.5BA 1806sqft house w/ 2-car garage, FPL,
high ceilings. Price TBD.
Contact Me
- Clairemont – Foreclosure! 3BR house w/ garage. Quiet street. More info to follow. Lo $400s. Contact Me
New - College Area – Foreclosure! Gorgeous 1-yr-new 2BR/2BA condo conv. Gated complex. Lo/Mid $200s. Contact Me
- College Area –
Foreclosure! Top-floor 2BR condo: FPL, laundry
in unit, large balcony, low HOA fees. Lo $200s.
Contact Me
- Downtown –
Foreclosure! Tenth-floor 1BR condo
in Acqua Vista. Very low 300s..
Contact Me
- Downtown – Foreclosure! 1BR/1.5BA ground-floor condo with direct street entrance.Price TBD Contact Me
– Downtown – Foreclosure! Luxury 2BR/2BA 1684sqft vu condo in “The Grande.” Lo800s? Contact Me
– East San Diego – Foreclosure! 2BR condo w/ garage! High $100s?? Contact Me
– East San Diego – Foreclosure! 2BR condo in gated community w/ security guard, pool. Low $200s Contact Me
– East San Diego – Foreclosure! Redone 3BR/2BA condo w/ granite, some ocean vu! Hi 200s? Contact Me
– El Cajon – Foreclosure! Spacious 2297sqft 4BR home on 1/2 acre w/ pool, cov’d patio, many extras. Price TBD. Contact Me
– El Cajon – Foreclosure! 2 Units on .56 acres: 3BR house + 1BR cottage. Low 500s? Contact Me
– Encanto – Foreclosure! Stunning, just remodeled 4BR/2.5BA, 1656 sqft home on large lot: just 400K? Contact Me
- Encanto – Foreclosure! Lovely 1-year-new 3BR/2.5BA 1628sqft house, dbl garage. Lo/mid 400s? Contact Me
– Escondido – Foreclosure! Remodeled 3BR/2BA end-unit condo w/ gas FPL. Price TBD. Contact Me
– Imperial Beach – Foreclosure! 2BR/1.5BA townhome in tropical setting. 2 minutes to beach. Price TBD Contact Me
– La Mesa – Foreclosure! 1572sqft 3BR/2BA home on almost 1/4 acre. Panoramic views! Mid 400s? Contact Me
- La Jolla – Foreclosure! 3BR/2BA Mediterranean w/ eat-in kitchen, dbl garage, 1,000sqft patio, FPL. Price TBD. Contact Me
- La Mesa – Bank Owned Foreclosure! Remodeled 5BR/3BA 2537sqft view home on .41 acres. $500s? Contact Me
– Lemon Grove – Foreclosure! Huge 2674 sqft home on oversize 8,900 sqft lot, spacious MBR suite. Price TBD Contact Me
– Lemon Grove – Foreclosure! Newly converted 1008sqft 3BR/2BA condo in attractive complex! Contact Me
- Linda Vista – Foreclosure! Very affordable 1BR condo, apx 618sqft. 160s? Contact Me
New – Mira Mesa – Foreclosure! Gorgeous 2-yr-new 2BR/2BA condo conv: granite, travertine, maple. Hi $200s. Contact Me
– Mira Mesa –
Foreclosure! 3BR/2BA house w/ 2-car garage on
6,000 sqft lot. Mid-400s?
Contact Me
– Mission Valley –
Foreclosure! 2-year-new “Escala” 2BR 1611sqft townhome,
DBL garage. 600K?
Contact Me
- Nestor – Foreclosure! 5-year-new “Robinhood Ridge” 4BR/2.5BA house w/ beautiful views. Low 500s. Contact Me
– Normal Heights – Foreclosure! 2-yr-new 3BR/3.5BA 1765sqft condo w/ dbl garage. Hi 500s? Contact Me
– North Park – Foreclosure! 3-Units: 3BR/1BA + two 1BR/1BA. Apx 42K/yr gross income. High 500s? Contact Me
- Oak Park – Foreclosure! Cute, upgraded 2BR cottage w/ garage & large yard
$300’s?
Contact Me
- Oceanside – Foreclosure!
Handsome 3BR/2.5BA detached home w/ dbl garage. Low $400’s?
Contact Me
- Oceanside – Foreclosure! Stunning 2-yr-new 3210sqft home w/ spectacular views! Price TBD. Contact Me
- Pacific Beach – Handsome, woodsy custom house 5 blks to beach. Pool, gourmet kitchen, luxurious MBA. Price TBD Contact Me
- Pt Loma – Foreclosure! Cute 2BR, 1227sqft house w/ garage, 6500sqft lot. High $600’s? Contact Me
- Ramona – Foreclosure! 2181sqft 3BR house on 6 full acres of horse property. $700s? Contact Me
– San Carlos – Foreclosure! 5BR/3.5BA, 2300sqft home w/ fam room, solar pool. Hi $500s? Contact Me
– San Carlos – Foreclosure! Walk to Mission Trails Park from this 2BR, 806sqft condo. Low 200s. Contact Me
– San Ysidro –
Foreclosure! 3BR 1323 sqft townhouse w/ 2-car
garage. Low 300s?
Contact Me
- Scripps Ranch – Mint La Merida
3-4BR/2.5BA “model home” w/ travertine &
cherrywood floors! Low 700s.
Contact Me
– Spring Valley –
Foreclosure! Upgraded 3BR/2BA home w/ 2-car garage, a/c, large lot,
lovely yard. Low 400s.
Contact Me
– Spring Valley –
Foreclosure! Enjoy spectacular views of Sweetwater Reservoir from
this 2BR condo. Low 200s.
Contact Me
- Spring Valley – Foreclosure! 3BR/2BA home on large lot. 2-car garage. 300s? Contact Me
New – Spring Valley –
Foreclosure! Ultimate fixer upper 3BR/2BA house w/ dbl garage. Great
vu. Price TBD.
Contact Me
New – Spring Valley –
Foreclosure! 4BR/2BA Rancho San Diego culdesac home w/ canyon & lake
views! 400s?
Contact Me
- Temecula –
Foreclosure!
3BR/2BA house on corner lot. More info to follow. 300s?
Contact Me
- Vista – Foreclosure! Cute 2BR cottage w/ white picket fence, 2-car garage,
big yard. 400-ish?
Contact Me
NEWLY LISTED (Your Property Here!)
| Too New For Photo |
New - Downtown – Spectacular “City Walk” 2BR/1.5BA condo. Offers loft-style BR, granite, travertine, upgrades: 495-545K! Contact Me |
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- Encanto – Foreclosure! 1-year-new 3BR/2.5BA 1628sqft house, dbl garage, large lot, some views. $476,500. Take A Look |
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- La Jolla – Foreclosure! Stunning 3BR home 1.5 blocks to the beach. Private ocean view deck. Bargain at $1,094,900! Check It Out |
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– Linda Vista – Foreclosure! 1646sqft 3BR house. Remod kitchen: granite, cherry cabinets. $454,900! More Info |
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– Spring Valley – Foreclosure! 2BR, 1088 sqft townhome. Large kitchen & only 1 common wall! $224,900 Property Features |
| Too New For Photo |
New – Spring Valley – Foreclosure! Enjoy spectacular mtn & nitelite views! 3BR/2BA home on quiet culdesac. $419,900 Contact Me |
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- Spring Valley – Foreclosure! Sunny 2BR top-floor end-unit condo, big deck, laundry in unit, spacious livg room. $249,900! See For Yourself |
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New - Vista – Foreclosure! Half-acre lot! And you’ll love the upgraded 3BR/2BA, 1711sqft home w/ 2-car garage. $469,900 More Info |
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– Vista – Foreclosure! 3 cute 1BR units, well-located in downtown Vista near shopping, etc. Just $509,900. View Pictures and Features |
MORE GREAT HOMES & INVESTMENTS (Your Home Here!)
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– Chula Vista – Foreclosure! Stunning 3-year-new 4BR/2.5BA Mediterranean home w/ mountain views: $664,900! Take A Look |
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– Chula Vista – Foreclosure! 4BR, 2019sqft house on culdesac w/ pool, many upgrades! Reduced 28K to $531,000 Check It Out |
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- Chula Vista – Foreclosure! Newer 3BR, 2.5BA, 1452sqft townhome w/ garage. Reduced again to $369,900. More Info |
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Sold - Chula Vista – Foreclosure! 3BR/2BA house in Pepper Tree area on huge .7 acre lot! Now $469,900 Search The MLS |
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- Chula Vista – Foreclosure! 8yr-new Rancho Del Rey townhome w/ dbl garage, gated community. $416,900! Take A Look |
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– Chula Vista – Foreclosure! 2-yr-new 4BR/3BA, 2335 sqft Eastlake Trails house, 3-car garage. Cut 50K $599,900 Find The Answers To Your Questions |
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– City Heights – Foreclosure! You can own this affordable 2BR condo in “Harbor Vista” for only $174,900! Property Features |
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– Clairemont – Tranquil 4BR house w/ spectacular canyon/valley views, on a quiet culdesac: 550-600K Find Others Like It |
|
Too New For Photo |
– Clairemont/BayHo – Stunning, fully remodeled condo. Brand new kitchen, bath, carpet, paint, flooring, etc. 165-185K Contact Me |
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- Clairemont – Foreclosure! 4BR/3BA 1614 sqft home in Kearney Mesa near shopping & freeways. $459,900 Take A Look |
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- Downtown – Foreclosure! Newer 1BR/1.5BA ground-flr condo in TREO in Little Italy. Direct street entrance. $424,900! More Info |
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- Downtown – Foreclosure! 2BR 2nd-floor condo in historical & famous CORTEZ HILL. Reduced to $495,000 Check It Out |
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- Downtown – Foreclosure! 2-year-new 2BR/1BA high-rise condo w/ views in hip “Acqua Vista”. Reduced again: Reduced Again: $505,900. See The View |
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– East San Diego – Foreclosure! Cute, upgraded 2BR house w/ garage and huge backyard. Reduced to: $354,900 View Details |
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- El Cajon – Foreclosure! 4BR/2BA house on oversize 11,300sqft lot w/ pool, garage, big yard. $479,900. See For Yourself |
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– Escondido – Foreclosure! 5BR/3BA house on large corner lot, 2-car garage, newer paint. $449,900 Take A Look |
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– Escondido – Foreclosure! Cute 2BR house on full 6200 sqft lot w/ big eat-in kitchen and oversize backyard. $343,900. Check It Out |
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– Fallbrook – Foreclosure! Amazing 2-year-new 3704sqft view estate on 5.28 acres! 6-car garage! $1.195M See For Yourself |
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- La Jolla – Foreclosure! Spectacular 2yr-new never-lived-in 5541sqft 6BR custom mansion w/ sweeping views. $2,639,900! Beautiful Pictures |
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Sold - La Jolla - Spectacular 400K remodel w/ hdwd flrs, granite, travertine, spectacular views, pool, more. 1.25-1.35M! View All Listings |
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Too New For Photo |
- Lakeside – Foreclosure! Cheap, cheap, cheap 1BR condo in nice complex. Just $126,250! Contact Me |
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- Logan Heights – Foreclosure! 2800sqft HEAVY fixer-upper house w/ garage, curb appeal, big lot. Slashed 160k $349,888 View Pictures and Features |
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- Mira Mesa – Foreclosure! 4BR/2.5BA 1804sqft house w/ spa. Reduced to $529,900. Find Others Like It |
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– Mira Mesa – Handsome “Mesa Ridge” house w/ red tile roof. Scripps Ranch High School district. 445-475K More Info |
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Sold - Mission Valley – Short Sale! Oversize 2BR/2BA condo near USD, YMCA. Security parking for 2 cars. Huge reduction: 299-335K. Search The MLS |
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- National City –
Foreclosure! Vintage Victorian home
built 1864! 4BR/3BA, 1852sqft. Just $418,900!
Contact Me |
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- Nestor – Foreclosure! 3BR/2BA house: family room, dbl garage, tile throughout. Reduced to $434,900. Find Others Like It |
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- Nestor – Foreclosure! 3BR/2BA, 1224 sqft condo w/ large patio, near pool & playground. Reduced: 295K! Free MLS Search |
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- North Park – Foreclosure! Charming 2BR Spanish house, hardwood floors, garage. Reduced to $417,500. This Could Be Your Home |
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- Oceanside – Foreclosure! 2BR/1.5BA 1280 sqft condo w/ garage (rare @ this price!). Reduced $237,900 Property Information |
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- Oceanside – Foreclosure! Immaculate 3-yr-new 3BR/2BA + xtra room, 2069sqft house on culdesac. Reduced: $507,900 Property Info |
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- Oceanside – Sunny & bright 4BR/2.5BA home w/ sweeping views & large bkyd. Reduced again: $499,900 This Could Be Your Home |
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- Oceanside – Foreclosure! 3BR/2.5BA “Emerald Point” detached home on culdesac w/ 2-car garage. Now $419,900! Check It Out |
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- Pacific Beach – Dramatic rebuild by owner/designer. Offers turret entry, ocean views, hardwood flrs, more. 1.25-1.35M! More Information |
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– Paradise Hills – Foreclosure! 3BR/2BA on oversize 8,200 sqft lot. Large BRs & kitchen. $429,900 See For Yourslef |
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– Paradise Hills – Foreclosure! 3BR house w/ spectacular bay & city views, bonus room, 2-car garage. $428,000 Take A Look |
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– Paradise Hills – Foreclosure! 3BR/2.5BA townhome w/ nice patio. Priced under market @ $269,900! Free MLS Search |
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- Paradise Hills – Foreclosure! 3BR/2BA 1183sqft condo w/ large covered patio. Price Cut: $296,900! Check It Out |
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- Paradise Hills – Foreclosure! Sharp 3BR/2BA 1373sqft condo w/ 2-car garage. Just $359,900. See For Yourself |
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- Ramona – Foreclosure! Spacious 3077sqft home on a full acre! Vintage home, built 1938. 2-car garage. $509,900! See For Yourself |
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- Rancho Bernardo – Smart 2BR/2.5BA, 1458sqft townhome w/ garage, central a/c, golf course view! 345-405K Contact Me |
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– Rancho Bernardo – Foreclosure! Newer beautiful 3BR/2BA manufactured home. Live in RB for $374,900! Contact Me |
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- Rancho Penasquitos – Foreclosure! 4BR/2.5BA house on corner lot in desirable
neighborhood. Reduced to575K See For Yourself |
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– Rancho Penasquitos –
Foreclosure! 4BR/2.5BA
home w/ family room, 2-car garage, quiet culdesac. $563,000 Find Others Like It |
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- Scripps Ranch – Foreclosure! Stunning newer 4BR 2536sf home on quiet street, many upgrades. Reduced: $783,900! Find Other Homes |
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– Spring Valley – Foreclosure! Handsome 3BR/2BA, 1466sqft house on large 8276sqft corner lot. Bargain @ $383,900 View Details |
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– Tierrasanta – Foreclosure! Beautiful 3-story townhome w/ large 2-car garage. 5 minutes to 52 & 15 freeways. Now $379,900! More Information |
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– University City – Foreclosure! Sharp 2BR/2BA condo in gated security “Lucera” complex w/ garage, granite. $369,900 See For Yourself |
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- Vista – Foreclosure! 4BR culdesac home w/ gleaming hardwood flrs + oversize backyard. Drastically reduced to$444,400 Check It Out |
Call me at (858)457-KENT to find out more or for a private showing. To find other homes, go to Free MLS Homesearch.
Clicked on a property, but there’s no info? It may be sold. Call me to double-check or discover other similar properties we have for you.
Thank you Margie B. for referring a friend to
buy a home…
Thank you Steve M. for referring a friend to sell a home…
Have a great week...
"The Agent You See EVERYWHERE"
All-Time #1 Agent/Team In San Diego County for RE/MAX
Gary Kent Team --- RE/MAX Associates
(858)457-KENT --- (858)457-5368
GaryK@GaryKent.com -- http://www.garykent.com/
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