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Issue #340

 In This Issue
1. Welcome / This Week's Special Offer

2. Gary's Real Estate Seminars
3. Homebuying Question
4. Homeselling Question
5. Investing or Financing Question
6. Hot Properties: New Listings BEFORE They Hit The Market
7. Thank You For Your Referrals  
   

Welcome / This Week's Special Offer

Welcome To The Latest Issue
Hello again. …Will San Diego be FIFO? Read the article below. … Sunday’s Charger game was painful. One week they play like a Super Bowl team, the next a Pop Warner team. Let’s hope the Super Bowl team shows up in London Sunday. …You’ve probably heard of flipping houses, but have you ever seen one?

Will San Diego Be FIFO Of The U.S. Housing Downturn?
FIFO is an accounting term for “first in, first out”. I’m no accountant, so don’t ask me to explain. But I believe San Diego will be FIFO of the real estate slump. Why? Because we fell first, hardest, and fastest. So it makes sense that we’ll be -- or perhaps already are -- first coming out of this mess. I’m seeing many multiple offers and plenty of investors as well as homebuyers buying homes. This is concurred by an article in Monday’s Union Tribune. Only time will tell.

True Story: Loan Fraud
The county tax assessor’s office called me about a foreclosure I sold a few months ago. It had resold for exactly DOUBLE that price the very next day. And it had a two new loans (one from a bank recently in headlines) totaling almost twice the home’s value…meaning an appraiser must have been bribed, among other fraudulent actions. The tax assessor notified the San Diego D.A.’s office. I’ll keep you posted…

Top 10 Most Expensive U.S. Real Estate Markets
Business Week published a report comparing average home values for a typical 2,200-square-foot single-family home with four bedrooms, 2.5 baths, family room, and a two-car garage. Data is about 4 months old, so prices and % changes may be slightly different now:

  Avg Price City Price change from 2007
1 $1.842M La Jolla, CA -2%
2 $1.787M Greenwich, CN -11%
3 $1.777M Beverly Hills, CA -19%
4 $1.741M Palo Alto, CA + 4%
5 $1.653M Santa Monica, CA - 7%
6 $1.6M Santa Barbara, CA + 0%
7 $1.546M Newport Beach, CA – 4%
8 $1.513M San Francisco, CA + 4%
9 $1.513M Boston, MA + 8%
10 $1.366M San Mateo, CA - 9%

FHA Loan Warning:
If you have or are getting an FHA loan, here are two things I bet no one told / is telling you… When you sell or refinance out of your FHA loan:

1. Your lender charges you interest through the end of the month that you close. For example, if you close November 5th, they collect interest for the ENTIRE month of November. So the best strategy is to close just before the end of the month.

2. You must give a 30-day notice or your lender can charge an additional one month’s interest as a penalty.

Not sure the justification for this, but it sounds like some archaic policy put in place long ago and never changed.

Join Our “Preferred Client Group” For The Best Values
I find great real estate deals every week. But too often we can’t match a client in time and someone else scoops it up. (My bank-clients won’t let me buy their properties, or I’d be my best client!)

So I developed my “Private Client Group”, a select group of people serious, qualified, and ready to grab a great deal on a home or investment when -- or before -- it hits the market.

If you’d like to be in the Preferred Client Group, you need to:

  1. Pre-approve with our approved lender
  2. Come in for a short sit-down counseling session
  3. Commit to work with us
To join and get the jump on great real estate values, call us at (858)457-KENT or email us at PCG@GaryKent.com

Check Out Our Foreclosure Hot-List
Looking for a deal? 50+ of my REO (foreclosure) properties have discounts of 10% to a whopping 52% from their previous values. Click on www.Foreclosure-Hotlist.com to check out my brand-new Foreclosure Hot-List website. We’ll update the site regularly, so be sure to bookmark it and return frequently. And forward this link to a friend!

FREE MLS Online Search For A San Diego or Riverside Home
To search for a home right now, click here: Free MLS Homesearch

This Week’s Free Offer:
ATTENTION HOMEBUYERS:
FREE $450 Home Appraisal & FREE $300 Home Inspection
For a limited time, you’ll receive $750 in free services when you agree to use us as your Realtor to buy a home or investment in San Diego, get a mortgage from one of our preferred lenders, and use any professional home inspector. For more details or to take advantage of this offer, call us @ (858)457-KENT.

Send This Free Newsletter To A Friend
Subscribe them with a quick email to TellAFriend@GaryKent.com with their email address in the subject line.

Remember to email your questions, comments, compliments, corrections, critiques, & rebuttals to Questions@GaryKent.com.

Gary's Real Estate Seminars

FREE Seminar @ UTC Mall – January 31st, 2009:
“How To Buy A Foreclosure In San Diego”
Fantasy vs. Reality: Discover the truth about foreclosures/REOs
-- Saturday, January 31st, 10AM-Noon --
Click for Seminar Flyer / Click to Reserve Your Free Seat

Dreamers Need Not Apply.
Sorry… This isn’t a phony get-rich-quick seminar on buying foreclosures (also called “REOs”) 50¢ on the dollar or buying zero down with bad credit and no job. That’s NOT reality.

When you attend, you'll discover the truth about:

  • Top 10 San Diego neighborhoods with the best REO deals today
  • How much banks negotiate off their price
  • 5-step plan to getting a great value on a foreclosure in 90 days
  • Wise, timely words millionaire Baron Rothschild said in the 1800s
  • Traps in the small-print that banks make you sign
  • The #1 mistake people make when offering on an REO
  • How to get banks to pay EVERY PENNY of your closing costs
  • Auction tricks, traps, and pitfalls that I swear will shock you
  • Free email access to undervalued & foreclosure properties
  • The ugly truth about “short sales”…and it IS ugly
  • What to watch out for in an REO
  • Much more
Click for Seminar Flyer  Click to Reserve Your Free Seat

HomeBUYING Question

"Gary. I read in the newsletter that the seller doesn’t have to bring a home to current code. But they have to take care of health and safety issues, don’t they?"

***ANSWER:
I hear that a lot, even from real estate agents:

“The seller has to fix that because it’s a health and safety issue!”

WRONG!

Here’s the very short list of legally required repairs a seller must make when you buy a home:

1. Operative smoke detectors
2. Earthquake straps on the water heater

That’s the entire list. Anything else you agree to fix during escrow is strictly voluntary in order to achieve a sale.

HomeSELLING Question

"It looks like when I sell my home, I pay for all inspections and reports except for the home inspection, which will be paid by Buyer. All I know about is the pest inspection. What other inspections are there and how much are they going to cost?"

***ANSWER:
As the seller, typically the only inspection you pay for is the pest control (aka termite) inspection. If applicable, it’s also common for the seller to pay for inspections of wells and septic/sewage systems.

Investing or Financing Question

"I want to buy a foreclosure and use my VA, but I’ve had three offers rejected. Are banks avoiding selling VA, and if so, why is that?"

***ANSWER:
First, being eligible for a VA loan means you or your spouse served in the U.S. armed forces. So I want to THANK YOU for your service and sacrifice.

To answer your question, the problem is you’ve got two parties with conflicting policies:

A) VA has some very strict property requirements and will likely require repairs on a home not in excellent condition.

B) Banks want to sell their foreclosures As Is and not make any repairs during escrow.

So because banks know that VA often requires repairs, they typically won’t sell a home VA unless the home appears to be in tip top shape.

Due to the law of unintended consequences, these bureaucratic governmental rules actually harm the party they’re trying to help.

Hot Properties: Call Now On These Hot New
Listings & Not-Yet-On-The-Market Properties

Call Now On These Hot New Listings & Not-Yet-On-The-Market Properties

THIS WEEK'S FEATURED PROPERTY!

Beautiful
Clairemont Home

  • BR/BA: 3/2
  • Sqft: 1,628
  • Price: $399,000

– Clairemont – Foreclosure! Just beautifully renovated / redecorated / remodeled family home! Offers brand-new masterbath, new carpet, new flooring, fresh paint in/out, & new windows! You'll also enjoy the spacious sunken family room w/ wetbar. Large covered patio/backyard & fruit tree! More Info

"COMING SOON"
(Click Contact Me to be contacted BEFORE these properties hit the market!)

– Bonita – Foreclosure! Gorgeous 2-story home on large 8658sqft lot, vaulted ceiling, remodeled kitchen, 3-car garage! Contact Me
5BR/3BA, 2832sqft
Last sold @ 825K >>> Price to be determined.
– Campo – Foreclosure! Huge home on 1.31 acres w/ barn, + 2 additional buildings. Lots of room for toys & workshop. Contact Me
3BR/2BA, 3601 sqft
Last sold @ 465K >>> Now 400?
– Chula Vista – Foreclosure! Spacious home on large 9300sqft lot, 4BR/2BA, 1600 sqft, plus detached room/granny flat! Contact Me
Last sold @ 507K >>> Now 300s?
New – Clairemont – Foreclosure! Starter house w/ FPL, big yard, California room, 2-car garage. Quick access to 52 & 805. Contact Me
3BR/2BA, 1032 sqft
Last sold @ 529K >>> To be low/mid-300s?
– Clairemont – Foreclosure! Fixer-upper 4BR/2BA house needs lots of help. No garage, large lot. Contact Me
4BR/2BA, 1635 sqft
Last appraised @ 489K+ >>> Now low 300s?
– Downtown – Foreclosure! Upgraded 3-year-new end-unit loft w/ stainless steel, granite. Complex has gym, rec room. Contact Me
1BR/1BA, 718 sqft
Last sold @ $357,000 >>> Now 200K?
– East San Diego – Foreclosure! Cozy 2BR, 751 sqft condo w/ quick freeway access. More info to follow. Contact Me
Last sold @ 276K >>> Now mid-100s?
– East San Diego – Foreclosure! 2BR, 933 sqft house on large 6250sqft lot! More info to follow. Contact Me
Last sold @ 415K >>> Now low 200s?
– East San Diego / Oak Park – Foreclosure! Affordable 3BR, 1,044 sqft house. More info to follow. Contact Me
Last sold @ 423K >>> Now high 200s?
– Encanto – Foreclosure! Four units w/ lots of parking. Near trolley, shopping, schools. Contact Me
Last sold @ 510K >>> Now low 300s?
– Encanto – Foreclosure! Handsome, 70’s built 4BR/2BA, 1582 sqft house on huge 9500 sqft lot. Nice street. Contact Me
Last sold @ $467,500 >>> Now 300s?
– Encanto – Foreclosure! 3BR/2BA, 1409sqft home on 6,000 sqft lot. Has FPL, garage, large backyard. Contact Me
Previously appraised @ $361,250K >>> Now 300K?
– Escondido – Foreclosure! Former model in recent condo conversion: private patio, MBR walk-in closet, newer appliances. Contact Me
2BR/2BA, 959 sqft condo
Last sold @ 270K+ >>> Now low 100s?
– Escondido – Foreclosure! 4BR/3BA, 1749 sqft house on large 6800 sqft lot. Quick freeway access. Contact Me
Recently appraised @ 468K+ >>> Now 300s?
– Escondido – Foreclosure! Remodeled 4BR/2BA house w/ hardwood floors, pool, 2-car garage, more. Contact Me
Sold June 2007 @ 400K >>> Now 300K?
– Escondido – Foreclosure! Cute 2BR/2BA, 1092 sqft home on large 7,000 sqft lot w/ 2-car garage, big yard, some upgrades. Contact Me
Last sold @ 500K >>> To be 200s!?
– Escondido – Foreclosure! Affordable 2BR/2BA, 950 sqft condo. Dual masterbedrooms, FPL, garage, & more. Contact Me
Last sold @ 345K >>> To be mid/low 200s!
– Fallbrook – Foreclosure! Lovely 3BR home on 5.51 acres w/ back country views & 2-car garage! Possible lot split. Contact Me
3BR/2.5BA, 2046 sqft
Last sold @ 604K >>> Now 500K?
– Julian – Foreclosure! House on .24 acre lot. More info to follow… Contact Me
Last sold @ 230K >>> Now 500K?
– La Jolla – Foreclosure! Huge, single-level 2BR/2BA 1387 sqft condo in security complex. Birdrock area, 2 blocks to ocean. Contact Me
(No info) >>> To be in the 500s?
– La Mesa – Foreclosure! Mid-century home w/ hardwood floors on large 8000 sqft lot in great neighborhood w/ xlnt schools. Contact Me
(No info) >>> To be in the 500s?
– La Mesa – Foreclosure! Vintage 1930-built 3BR/2BA, 1338 sqft house on .27 acres. 2-car garage & many extras. Contact Me
Last sold @ 450K >>> High 300s?
– Lakeside – Foreclosure! Spacious single family home on .28 acre lot with 2-car garage. Contact Me
3BR/1BA, 1719 sqft
Recently appraised at ??? >>> To be 200s?
– Lemon Grove – Foreclosure! Handsome remodeled home w/ newer kitchen & baths, lovely patio, big backyard, 1/4 acre lot. Contact Me
3BR/2BA, 1175 sqft
Last sold @ 515K >>> To be 300s?
– Linda Vista – Foreclosure! Large 4BR/2.5BA, 1987 sqft house. Corner lot, red tile roof, 2-car garage, more. Contact Me
Previously appraised @ 680K+ >>> Now 400s?
– Mission Valley – Foreclosure! Cute Mission Greens condo near golf course, YMCA, Fashion Valley mall. Contact Me
1BR/1.5BA, 882 sqft
Last sold @ 309K >>> Now low 200s?
– National City – Foreclosure! Contractor’s special: 2-year-new townhome w/ 2-car garage, near Plaza Bonita. Contact Me
3BR/2.5BA, 1734 sqft
Recently sold @ $656,500 >>> Now mid 200s?
– National City – Foreclosure! 2-year-new townhome w/ 2-car garage, greenbelt view. Borders Bonita, near Plaza Bonita. Contact Me
3BR/2.5BA, 1734 sqft
Last sold @ $609,000 >>> Now high 300s?
– National City – Foreclosure! Large 2BR/2.5BA, 1554 sqft condo near Plaza Bonita. Contact Me
Last sold @ 360K >>> To be 200s?
– National City – Foreclosure! Upgr 3BR, 1117 sqft home w/ master suite, large yard, + new cabinets, countertops, stove. Contact Me
Last sold @ 394K >>> Now low 200s?
– National City – Foreclosure! Newly built (2006) 3BR/2.5BA, 1735sqft home w/ 2-car garage. Contact Me
Recently sold @ 497K >>> Low 400s?
– National City – Foreclosure! Stunning 2-year-new 3BR/3BA, 1425sqft attached home w/ 2-car garage. Contact Me
Last appraised @ 406K >>> List in the 300s.
– Nestor – Foreclosure! Huge 2080 sqft home on full lot w/ 2-car garage. Quick access to 5 and 805 freeways. Contact Me
3BR/3BA, 2080 sqft
Previously appraised @ 372K >>> To be 200s?
– Nestor – Foreclosure! Affordable upper 1-level unit. Ideal for investor or first-time homebuyer. Contact Me
2BR/1BA, 800 sqft
Recently appraised @ 265K+ >>> To be low 100s?
– Nestor – Foreclosure! Private, light & bright townhome w/ large rooms, spacious backyard, interior laundry, more. Contact Me
3BR/2BA, 1222 sqft
Last sold @ 365K >>> To be high 100s?
– North Park – Foreclosure! Spanish 1936-built home: archways, hrdwd floors, FPL, crown molding, coved ceilings. Contact Me
2BR/1BA, 1071 sqft
Last sold @ 550K >>> To be 300K?
– Oceanside – Foreclosure! Bright & open “Bel Canto” home, built 1990. Great neighborhood, hdwd floors, culdesac. Contact Me
4BR/2.5BA, 2059 sqft
Recently sold @ 580K >>> Now mid 300s?
– Oceanside – Foreclosure! Enormous 6-7BR/3BA, 2203 sqft house on 9200 sqft lot. Ideal for very large family. Contact Me
Recently appraised @ 504K+ >>> Now 400s?
– Oceanside – Foreclosure! 3BR/2BA, 1186 sqft home on immense 11,900 sqft lot w/ 2-car garage. Near park. Contact Me
Last sold @ 400K >>> Now 300K?
– Otay Mesa – Foreclosure! More info to follow. Contact Me
4BR/2BA, 1500 sqft
Last sold @ 510K >>> To be low 400s?
– Point Loma – Foreclosure! Loma Portal area 2BR/1BA, 961 sqft house w/ garage, on 5400 sqft lot. Contact Me
Recently appraised @ 650K? >>> To be 400K?
– Poway – Foreclosure! Central Poway home on larage 7405 sqft lot w/ 2-car garage. In fabulous Poway school district. Contact Me
4BR/2.5BA, 1517 sqft
Recently appraised @ 528K+ >>> Now high 300s?
– Ramona – Foreclosure! Cute condo just off Main Street in downtown Ramona. Contact Me
2BR/1BA, 884 sqft
Recently appraised @ 231K+ >>> To be mid-100s?
– Rancho Bernardo – Foreclosure! 1989-built single family house w/ dbl garage. South of Camino Del Norte & West of I-15. Contact Me
4BR/2BA, 1760 sqft
Recently appraised @ $602K+ >>> Now 300s?
– San Carlos – Foreclosure! Golf course view 4BR/2BA, 1556 sqft home w/ 2-car garage, covered deck, waterfall. Contact Me
Last sold @ 589K >>> Now low 400s?
– San Marcos – Foreclosure! Upgraded “Santa Fe Hills” home, kitchen w/ breakfast bar, fireplace, community pool/spa! Contact Me
3BR/2BA, 1315sqft
Last sold @ 384K >>> Price to be determined.
– San Marcos – Foreclosure! Very affordable house in great community. 2BR house w/ 1-car garage w/ low maintenance yard. Contact Me
2BR/1BA, 844 sqft
Last sold @ 459K >>> Now 300s?
– San Ysidro– Foreclosure! Handsome 4BR home w/ FPL, RV parking. Great home or rental house. Contact Me
4BR/2BA, 1507 sqft
Last sold @ 441K >>> To be low 300s?
– Santee – Foreclosure! Affordable, updated “Riderwood Gardens” 3BR/2BA 1144 sqft condo w/ garage. Contact Me
Recently appraised @ ??? >>> Now 200s?
– Santee – Foreclosure! Vintage 3BR/2BA house on large 6969 sqft lot. More info to follow. Contact Me
Recently appraised @ 425K+ >>> Now high 300s?
– Santee – Foreclosure! Spacious 2-year-new, 2BR/2BA, 1075sqft condo w/ 2-car garage, hardwood floors, more. Contact Me
Last sold @ 435K >>> Mid/lo-$300s?
– Serra Mesa – Foreclosure! Spacious 1BR/1BA, 682sqft ground-floor condo w/ FPL, big walkin closet, no stairs. Contact Me
Last appraised @ $181,500 >>> Now mid/low-$100s?
New – Sorrento Mesa – Foreclosure! Stunning 12-year-old home w/ 3-car garage, large yard, 1BR/1BA downstairs. Contact Me
4BR/3BA, 2432 sqft
Recently appraised at ??? >>> To be low $600s?
– Spring Valley – Foreclosure! 4-year-new Dictionary Hill custom home w/ spectacular views, oversize rooms, family room. Contact Me
4BR/3BA, 2477 sqft
Last sold @ 600K >>> To be 400K?
– Spring Valley – Foreclosure! Affordable 2BR condo in gated Ashford Park complex. Offers cathedral ceilings, FPL, more. Contact Me
2BR/2.5BA, 1020 sqf
Last sold @ 314K+ >>> To be 200?
– Spring Valley – Foreclosure! Big 4BR/2BA, 1962 sqft home on a quiet street. 2BRs & 1BA on each floor. Contact Me
Last sold @ 544K >>> To be in the high 300s?
– Spring Valley – Foreclosure! Recently remodeled 4BR/2.5BA, 2272sqft house w/ pool. Contact Me
500K?
– University City – Foreclosure! ute condo in “Verano” in the La Jolla Colony area. Quick access to I-5, La Jolla, UCSD, etc. Contact Me
1BR/1BA, 704 sqft
Recently appraised @ 310K >>> To be very low 200s?
– Vista – Foreclosure! Charming home on view knowl w/ wood floors, recent remodel, evening lights view, more. Contact Me
2BR/2BA, 1350 sqft
Last sold @ 417K >>> To be high 200s?
– Vista – Foreclosure! Affordable upper 1-level unit. Ideal for investor or first-time homebuyer. Contact Me
2BR/1BA, 800 sqft
Recently appraised @ 265K+ >>> To be low 100s?
– Vista – Foreclosure! Giant .7 acre lot w/ cute 2BR, 898 sqft house built in 1940. Incredible potential. Contact Me
Last sold @ $472,500 >>> To be low 300s?

NEWLY LISTED (Your Property Here!)

New – Clairemont – Sharp remodeled/redecorated home on quiet street. Offers huge family room w/ bar, oversize covered patio. See More
3BR/2BA, 1628 sqft
$399,000!
New – Eastlake Area– Foreclosure! Eye-catching 9-year-new house in Eastlake Greens. Beautiful backyard, red-tile roof, more. Take A Look
4BR/3BA, 1887 sqft
Last sold @ $627,500 >>> Now $405,900
– La Jolla – Foreclosure! Top-floor 2BR/2BA, 989 sqft condo. Walk to Wind and Sea Beach. View Details
Last sold @ 652K >>> Now $442,900
– Pacific Beach – Foreclosure! Gorgeous 2-story contemporary home with bay/ocean views, walk to beach! Property Features
2BR/1.5BA, 1530sqft
Last sold @ 690K >>> Now $720,000
– Spring Valley – Foreclosure! 4-year-new Dictionary Hill custom home w/ spectacular views, oversize rooms, family room. More Info
4BR/3BA, 2477 sqft
Last sold @ 600K >>> Now $319,900!
– Tierrasanta – Foreclosure! Foreclosure! Upgraded “Villa Martinque” condo w/ dual-pane windows, central a/c, more Check It Out
3BR/2.5BA, 1250 sqft
Recently appraised @ 425K >>> Now $274,900

MORE GREAT HOMES & INVESTMENTS (Your Home Here!)

– Chula Vista – Foreclosure! Stunning 5-year-old home w/ large private backyard, 2-car garage, upgrades, & more. Property Features
4BR/2BA, 2000 sqft
Last sold @ 655K >>> Now $384,900
– City Heights – Foreclosure! Super affordable updated 1BR, 576 sqft condo. Great first home or investment. Take A Look
Previously listed @ 210K >>> Now just $54,900!
– Clairemont – Foreclosure! Spacious & sunny 1-level upper unit. Ideal for first-time homebuyer or investor. More Info
3BR/2BA, 1134 sqft
Last appraised @ 489K+ >>> Now $219,900
– Downtown – Foreclosure! Ground-floor 2BR/2BA, 1143 sqft, “Symphony Terrace” condo w/ no common walls. Check It Out
Last sol @ 425K+ >>> Now $299,900
Sold – Downtown – Foreclosure! One-level 2BR, 1120 sqft condo in the famed & historical El Cortez building. MLS Search
Bank foreclosed for 485K >>> Now $290,000!
– Eastlake Area – Foreclosure! Handsome, 5-year-new 3BR/2BA, 1598sqft home 2-car garage. Could be 5BRs!
Contact Me
Recently sold @ 570K >>> $309,900!
Sold – Eastlake Area – Foreclosure! Beautiful newer condo w/ 2-car garage in great complex. MLS Search
3BR/3BA, 1237 sqft
Last sold @ $318,500 >>> Now $242,000
– Encanto – Foreclosure! Recently renovated 4BR/2BA, 1339sqft home on overize 7200 sqft lot. Check It Out
Last sold @ 450K >>> A steal @ $179,900
– Escondido – Foreclosure! Cute 3BR/2BA, 1092 sqft home on large 7,000 sqft lot w/ 2-car garage, new paint, new carpet. More Info
Last sold @ 500K >>> Now $259,900
– Escondido – Foreclosure! 3BR/2BA, 1,620sqft house on almost 1/2-acre! 2-car garage. More info to follow. See More
Last sold @ $350,000 >>> Now $315,000!
Sold – Escondido – Foreclosure! Huge 1-level condo w/ no common walls, large rooms, upgraded sunny kitchen, FPL.
MLS Search
3BR@BA, 2166 sqft
Last sold @ 390K >>> Now $175,000
– Escondido – Foreclosure! Handsome 1985-built house w/ upgraded appliances, granite counters, new paint. Contact Me
3BR/2BA, 1636 sqft
Last sold @ 470K >>> Now $299,900
– Escondido – Foreclosure! Updated and affordable 2BR condo w/ garage. Needs a little TLC. Great starter home or rental. Contact Me
Previously appraised @ 240K+ >>> Now $114,900
– Escondido – Foreclosure! Cute condo in private gated Broadway Pines complex. Looks great w/ new carpet, paint, etc. Take A Look
2BR/2BA, 950 sqft
Last sold @ 275K >>> Now just $119,900
– Escondido – Foreclosure! Lovely 3BR/2BA, 1144 sqft house w/ 2-car garage. 6100 sqft lot. More info to follow. View Details
Recently appraised @ 561K+ >>> Now $243,500!
– Escondido – Foreclosure! Quiet 2BR/2BA upper-level condo w/ granite in kitchen & baths, tile flooring, garage! Take A Look
Last sold @ 314,500 >>> Now $150,900
Sold – La Jolla– Foreclosure! Stunning 8-year-new condo in prestigious “Regents La Jolla” near UCSD & Thornton Hospital. MLS Search
1BR/1BA, 740 sqft
Recently appraised @ 490K+ >>> Now $299,900!
– Escondido – Foreclosure! Spacious house on large 6800 sqft lot. Quick freeway access. 4BR/3BA, 1749 sqft
See For Your Self
4BR/3BA, 1749 sqft
Recently appraised @ 468K+ >>> Now $280,000.
– Fallbrook – Foreclosure! Lovely home on 5.9 acres in gated, private, and peaceful De Luz community. Many upgrades.
More Info
3BR/2.5BA, 1970 sqft
Recently appraised @ apx 655K >>> Just $450,000
– Fallbrook – Foreclosure! Secluded home has golf course & sunset views + private pool w/ waterfalls & spa. 1.02 acres. More Info
3BR/2.5BA, 3225 sqft
Recently appraised @ apx 965K >>> $675,000
Reduced 22% – Fallbrook – Foreclosure! Updated 1BR, 780 sqft condo w/ new paint, new carpet, new appliances. Near city center More Details
Last sold @ 154K >>> Now $80,000
– Lemon Grove – Foreclosure! Mid-century 3BR home on 6000 sqft lot w/ 2-car garage. Needs carpet, paint, TLC. View Details
3BR/2BA, 1188 sqft
Appraised @ 431K+ >>> $199,900
– Lemon Grove – Foreclosure! 1977-built 2BR+2BR duplex on 6098 sqft lot. One unit is fixer, the other pristine. Contact Me
Recently appraised @ $472,500+ >>> Now $194,900!
– Linda Vista – Handsome 4-yr-new 5BR/4BA, 2074 sqft house on .29 acre canyon lot. Property Features
Value range 545-595K.
– Logan Heights – Foreclosure! Gorgeous 2-year-new, 4BR/2.5BA townhome w/ 2-car garage, granite, stainless steel. Check It Out
Last sold @ 439K >>> Now $219,900!
– Logan Heights – Foreclosure! Fixer detached house/condo with yard. A bargain. View Detials
3BR/1BA, 1048 sqft
Recently appraised @ 250K >>> Now just 99K!
– Mira Mesa – Foreclosure! Cute home w/ garage, nice yard, close to all. More Info
3BR/2BA, 1284 sqft
Last sold @ 480K >>> Now just $289,000
– National City – Foreclosure! 3BR, 1170sqft cosmetic fixer on oversize 10,600 sqft lot. Quiet street, huge backyard. More Info
Recently appraised @ 302K+ >>> Now $199,900
– National City – Foreclosure! 3BR handyman special: Unfinished remodel w/ wood floors, big lot, huge potential! Contact Me
Bank foreclosed @ 380K >>> $179,900.
Sold – National City – Foreclosure! Cozy 4BR house ideal as starter or investment. Offers brick FPL, large lot, spacious yard. MLS Search
4BR/1BA, 968 sqft
Last sold for 352K >>> Now $158,900
– Nestor – Foreclosure! Cheap 3BR/2BA, 1071 sqft condo in nice area near schools. Seller may pay closing costs.
Take A Look
5BR/3BA, 1854 sqft
Last sold @ 325K >>> Now $104,500!
– Nestor – Foreclosure! Stunning 4-year-new home w/ views to Mexico, Point Loma, & Downtown. Corner lot on culdesac. Property Features
3BR/2BA, 1677 sqft
Last sold @ $589,500 >>> Now $335,000
– Normal Heights – Foreclosure! Two units: 2BR + 1BR, total 1235 sqft w/ garage. Contact Me
Last sold @ 565K >>> Now $299,000.
– North Park/South Park – Foreclosure! 4BR/2BA canyon view home. Zoning allows additional unit! (Buyer to verify.) More Info
Recently appraised near 500K >>> Now $379,900.
– Paradise Hills – Foreclosure! Beautifully renovated condo w/ newer granite, cabinets, tile, stainless steel appliances. Contact Me
Last sold @ 230K >>> Now just $107,900.
– Paradise Hills – Foreclosure! 2-story 2BR/2BA twinhome, 1024 sqft home on large lot, plus extra room/office!
Check It Out
Last sold @ 370K >>> Just $119,500!
– Phoenix AZ: 12 APARTMENTS – Great central location. Units are 4 3BR, 4 2BR, and 4 1BR. Just $649,000.
For More Info: Call Terry Kass @ (602) 703-5277
– Phoenix AZ: 44 APARTMENTS – Lovely 3BR/2BA, 1967sqft home, .48 acre lot, pool. Just $2,350,000.
For More Info: Call Terry Kass @ (602) 703-5277
Reduced 11%– Ramona – Foreclosure! Stunning 7-year-new 1-level home on .51 acres, 4-car garage, pool, spa, FPL, more.
See For Yourself
4BR/2BA, 2455 sqft
Last sold @ 512K >>> Now $399,900
Sold – Rancho Bernardo – Foreclosure! Cute 2BR/2BA home in Carmel Mountain Ranch, 2-car garage, cozy fireplace!
Free MLS Search
Recently appraised @ 416K+ >>> Now $350,000
– San Ysidro – Foreclosure! One-level, ground-floor 2BR/2BA condo w/ nice yard. Seller will pay closing costs.
Take A Look
Last sold @ 353K >>> Now just $149,900
– San Marcos – Foreclosure! Elegant 6-year-new home w/ 4BR’s + loft, wood floors, vaulted ceilings, large kitchen, priv yard. More Info
4BR/3BA, 2804 sqft
Last sold @ 650K >>> $469,000
– San Marcos – Foreclosure! Over-55 Lake San Marcos 2BR, 1115 sqft house in Sun Park near tennis, golf, restaurants.
Check It Out
Last sold @ 382K >>> $260,000
– San Marcos – Foreclosure! Spectacular 3-year-old 5BR/3.5BA, 2935 sqft house in Old Creek Ranch. 2BR downstairs. View Details
Last sold @ 750K >>> Just 519K!
– San Marcos– Foreclosure! Cute house near 78 freeway. 2-car garage + low maintenance yard. Contact Me
3BR/1BA, 870 sqft
Recently appraised @ 300K >>> Now $213,900
– Serra Mesa – Charming newly renovated “Allure” condo. Offers granite in kitchen & baths, newer appliances, sunny patio. View Details
1BR/1BA, 602 sqft
Just $129,500
Too New
For Photo		 – Vista – Foreclosure! Duplex: Each unit 2BR, 900 sqft, hardwood floors. Easy to rent. Needs some TLC
Contact Me
Recently appraised @ 458K+ >>> Now $229,900
– Vista – Foreclosure! Sharp townhome w/ garage, a/c. Peaceful lush wooded complex near the 125 freeway.
See More
2BR/2BA, 1024 sqft
Last sold @ 335K >>> Now $169,900!

Call me at (858)457-KENT to find out more or for a private showing. To find other homes, go to A Free MLS Homesearch.

Clicked on a property, but theres no info? It may be sold. Call me to double-check or discover other similar properties we have for you.

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Have a great week...

GARY KENT
"The Agent You See EVERYWHERE"
All-Time #1 Agent/Team In San Diego County for RE/MAX
23 Years Experience -- 3,300 + Homes Sold

Gary Kent Team --- RE/MAX Associates
(858)457-KENT --- (858)457-5368
GaryK@GaryKent.com -- http://www.garykent.com

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This free e-newsletter tells you how to be more successful with your real estate transactions. You receive it because you subscribed, entered your email address at my site(s), or were referred. By reading it, you agree you: 1) understand this is opinion & not advice; 2) will seek professional tax, legal, and real estate advice; 3) are solely responsible for use of content, 4) hold Gary Kent, Gary Kent Homes & Estates, Kent & Associates Inc., and RE/MAX Associates harmless. Questions may be paraphrased for clarity/brevity. Disregard this email if you have a listing or buyer-broker agreement. (c) 2008 Gary Kent, All Rights Reserved.