(858)457-KENT

Issue #341

In This Issue

1. Welcome / This Week's Special Offer
2. Gary's Real Estate Seminars
3. Homebuying Question
4. Homeselling Question
5. Investing or Financing Question
6. Hot Properties: New Listings BEFORE They Hit The Market
7. Thank You For Your Referrals

Welcome / This Week's Special Offer

Welcome To The Latest Issue
Happy Halloween. San Diego has its share of “haunts”: Whaley House, Horton Grand Hotel, and the Hotel Del Coronado. …I’m regularly getting multiple offers right now, including 14 on one home that sold 51% OVER list price! If you find a nice, right-priced home, jump on it or you may lose it or have to pay more when the offers pile in. …Have you signed up yet for my January 31 free seminar, “How To Buy A Foreclosure In San Diego”? Click here to sign up.

WARNING: Craigslist Scam Of Renters & Homebuyers
We just found another of our foreclosures twice posted fraudulently on CraigsList. Scammers are “offering” homes for sale or rent that they don’t own or have authority to handle. They ask you to send a deposit check that they pocket, leaving you in the cold. BE CAREFUL sending anyone $$, especially if you don’t meet them. But meeting them isn’t a 100% guarantee that they’re on the up and up either.

Rental Owners: An Easy, Thorough, New To Screen Tenants
If you’ve had tenants stop paying rent or cause damage, I feel your pain. Many clients ask me where to run credit on tenant applicants, but I never had an answer until I heard of a new service called PropertyGuard. All-in-one, it checks eviction history, credit scores, bankruptcy/foreclosure/judgment/collection history, child predator record, criminal history, patriot watch name list, and does verbal employment verification. Then it calculates a renter’s score they call a “PG score”. Looks like a great help for landlords. For more info, click here. (BTW, this is a tip to you and all my readers, NOT an ad!) Link to PropertyGuard flyer I emailed you.

True Story: Soon To Be Sold At the $1 Store?
A foreclosed home in Detroit recently sold for…$1.00. After it was first foreclosed, thieves ripped off (literally) the siding, fencing, copper plumbing, and furnace. To protect the home from further theft and damage, the bank boarded it up. Guess what the thieves stole next…that’s right, the boards! Aside from the total loss on the foreclosed loan, the bank ate $10,000 more in selling costs. After you see the photos, perhaps you’ll agree with me that, at $1, the buyer may have overpaid.

Top 10 Lowest-Taxed U.S. Cities
Kiplinger surveyed cities to find the friendliest for paying taxes in, meaning they let you keep more of your hard-earned money. For reference, the median city tax level in the U.S. is 9.1%. I’m not sure which taxes they include (state, city, sales, property, etc.), but I do know we in San Diego are not on the list:

1 4.1% Anchorage, AL

2 4.3% Cheyenne, WY

3 4.6% Jacksonville, FL

4 5.4% Las Vegas, NV

5 5.6% Honolulu, HI

6 6.1% Memphis, TN

7 6.3% Sioux Falls, SD

8 6.3% Fargo, ND

9 6.3% Houston, TX

10 6.7% Billings, MT

Join Our “Preferred Client Group” For The Best Values
I find great real estate deals every week. But too often we can’t match a client in time and someone else scoops it up. (My bank-clients won’t let me buy their properties, or I’d be my best client!)

So I developed my “Private Client Group”, a select group of people serious, qualified, and ready to grab a great deal on a home or investment when -- or before -- it hits the market.

If you’d like to be in the Preferred Client Group, you need to:

Pre-approve with our approved lender

Come in for a short sit-down counseling session

Commit to work with us

To join and get the jump on great real estate values, call us at (858)457-KENT or email us at PCG@GaryKent.com

Check Out Our Foreclosure Hot-List
Looking for a deal? 50+ of my REO (foreclosure) properties have discounts of 10% to a whopping 52% from their previous values. Click on www.Foreclosure-Hotlist.com to check out my brand-new Foreclosure Hot-List website. We’ll update the site regularly, so be sure to bookmark it and return frequently. And forward this link to a friend!

FREE MLS Online Search For A San Diego or Riverside Home
To search for a home right now, click here: Free MLS Homesearch

This Week’s Free Offer:
MARKETWATCH: Find Out About The Hottest New Listings As Soon As They Hit The Market
Get our FREE daily "MARKETWATCH" email of the best homes in your area & price as soon as they’re listed. Tired of calling ads just to find out the home is already sold? And did you know only 7% of the homes for sale are advertised in the paper?

This "unfair advantage" gives you the jump on the best San Diego homes before other homebuyers ever hear of them. And it’s free! To get your free subscription, call (858)457-KENT.

Send This Free Newsletter To A Friend
Subscribe them with a quick email to TellAFriend@GaryKent.com with their email address in the subject line.

Remember to email your questions, comments, compliments, corrections, critiques, & rebuttals to Questions@GaryKent.com.

Gary's Real Estate Seminars

FREE Seminar @ UTC Mall – January 31st, 2009:
“How To Buy A Foreclosure In San Diego”
Fantasy vs. Reality: Discover the truth about foreclosures/REOs
-- Saturday, January 31st, 10AM-Noon --
Click for Seminar Flyer / Click to Reserve Your Free Seat

Dreamers Need Not Apply.
Sorry… This isn’t a phony get-rich-quick seminar on buying foreclosures (also called “REOs”) 50¢ on the dollar or buying zero down with bad credit and no job. That’s NOT reality.

When you attend, you'll discover the truth about:

Top 10 San Diego neighborhoods with the best REO deals today

How much banks negotiate off their price

5-step plan to getting a great value on a foreclosure in 90 days

Wise, timely words millionaire Baron Rothschild said in the 1800s

Traps in the small-print that banks make you sign

The #1 mistake people make when offering on an REO

How to get banks to pay EVERY PENNY of your closing costs

Auction tricks, traps, and pitfalls that I swear will shock you

Free email access to undervalued & foreclosure properties

The ugly truth about “short sales”…and it IS ugly

What to watch out for in an REO

Much more

Click for Seminar Flyer Click to Reserve Your Free Seat

HomeBUYING Question

"We rent and were wondering, with the market so bad, is there really any benefit to buying a home?"

***ANSWER:
You may have noticed that I’m not one of those phony rah-rah real estate agents that always says, “It’s a great time to buy or sell!”, no matter whether it is or not.

That being said, there’s an old saying often attributed to Baron Von Rothschild: “The time to buy is when there’s blood in the streets.”

And another by Warren Buffett: “Be fearful when others are greedy and greedy when others are fearful.”

So who knows, perhaps it is a good time.

Now, to answer your question, there are several benefits to buying a home:

1. Long-term Stable Housing Costs
Depending on your mortgage, your housing costs will be stable relative to rents that continue to rise. And hopefully one day down you’ll own your home free and clear.

2. Appreciation
“Are you (Gary) crazy!?! Prices have dropped a ton. How can you talk about appreciation!?” Real estate prices have been on an upward trend for 100 years. Many say that recent drops are a correction and buying opportunity. The vast majority of experts say the market should resume sensible single-digit appreciation once things simmer down.

3. Sweat Equity
Depending on your mortgage, your housing costs will be stable relative to rents that continue to rise. And hopefully one day down you’ll own your home free and clear.

4. Tax Savings
As you’re likely aware, property taxes and interest on your home mortgage are usually deductible.

5. Freedom To Change/Improve Your Home
Remodeling or redecorating a home you rent and don’t own doesn’t make much economic sense. And your landlord may not be on board w/ the idea.

6. Pride Of Ownership
There’s that pride and intangible good feeling when you own the roof over your head.

7. Source Of Funds For Emergencies Or Sensible Investing
One small cause of the current housing crisis is too many people treating their home as an ATM, withdrawing money to buy toys, etc. But it can be a good source when you need money in a pinch or to make a safe investment.

HomeSELLING Question

"It’s been over 10 years since I sold a home, but I remember it being very expensive to the seller if the buyer used FHA or VA financing. Is that still the case?"

***ANSWER:
Surprisingly, things have actually gotten much cheaper! Seller-paid fees and costs on VA and FHA have dropped dramatically:

VA
No longer required:
- Buyer’s loan points, that could cost 1-10% of your home value
Still required:
- Section 1 and 2 termite/pest control clearance
- $2,000 of “VA non-allowable” costs
- Possible repairs to comply w/ VA requirements

FHA
No longer required:
- $1500 of required fees
- Section 2 termite/pest control clearance
- Strict condition requirements
Still required:
- $80 tax service contract fee
- Section 1 termite/pest control clearance (usually)
- Possible repairs to comply w/ now looser FHA requirements

Investing or Financing Question

"With banks not wanting to lend, will I need to carry the financing when I sell my home?"

***ANSWER:
Lingo Alert: The owner “carrying” the financing means that the seller acts like the bank and the buyer makes payment to the seller on a first or second mortgage.

Now, to answer the question…

Sure, lenders have tightened requirements. But you would NOT want to carry a loan for most of the people who have been shut out by the tougher requirements.

Fortunately, you shouldn’t have to carry, as mortgage financing is still very available to reasonably qualified homebuyers due to the government’s involvement in FHA, Fannie Mae, and Freddie Mac.

By the way, if you do carry, be sure to get a good down: 10-20% or more.

Hot Properties: Call Now On These Hot New
Listings & Not-Yet-On-The-Market Properties

Call Now On These Hot New Listings & Not-Yet-On-The-Market Properties

THIS WEEK'S FEATURED PROPERTY!

Adorable
Carlsbad Townhome

BR/BA: 3/2

Sqft: 1,348

Price: $305,000

– Carlsbad – Foreclosure! Adorable "Tamarack Point" attached home on quiet cul-de-sac! Offers 3 bedrooms, 2 baths, 1348 sqft, sunny living room w/ high ceilings, brick FPL & extra windows, spacious kitchen w/ ample cabinet space, laminate "wood" flooring & tile counters. Nice patio area, view of lush mountains & hills, 2-car garage & more! Property Features

"COMING SOON"
(Click Contact Me to be contacted BEFORE these properties hit the market!)

– Bonita – Foreclosure! Gorgeous 2-story home on large 8658sqft lot, vaulted ceiling, remodeled kitchen, 3-car garage! Contact Me
5BR/3BA, 2832sqft
Last sold @ 825K >>> Price to be determined.
– Campo – Foreclosure! Huge home on 1.31 acres w/ barn, + 2 additional buildings. Lots of room for toys & workshop. Contact Me
3BR/2BA, 3601 sqft
Last sold @ 465K >>> Now 400?
– Chula Vista – Foreclosure! Spacious home on large 9300sqft lot, 4BR/2BA, 1600 sqft, plus detached room/granny flat! Contact Me
Last sold @ 507K >>> Now 300s?
– Clairemont – Foreclosure! Starter house w/ FPL, big yard, California room, 2-car garage. Quick access to 52 & 805. Contact Me
3BR/2BA, 1032 sqft
Last sold @ 529K >>> To be low/mid-300s?
– Clairemont – Foreclosure! Fixer-upper 4BR/2BA house needs lots of help. No garage, large lot. Contact Me
4BR/2BA, 1635 sqft
Last appraised @ 489K+ >>> Now low 300s?
– Downtown – Foreclosure! Upgraded 3-year-new end-unit loft w/ stainless steel, granite. Complex has gym, rec room. Contact Me
1BR/1BA, 718 sqft
Last sold @ $357,000 >>> Now 200K?
– East San Diego – Foreclosure! Cozy 2BR, 751 sqft condo w/ quick freeway access. More info to follow. Contact Me
Last sold @ 276K >>> Now mid-100s?
– East San Diego – Foreclosure! 2BR, 933 sqft house on large 6250sqft lot! More info to follow. Contact Me
Last sold @ 415K >>> Now low 200s?
– East San Diego / Oak Park – Foreclosure! Affordable 3BR, 1,044 sqft house. More info to follow. Contact Me
Last sold @ 423K >>> Now high 200s?
New – Eastlake Area – Foreclosure! Foreclosure! Sharp 3-year-new townhome w/ 2-car garage, many extras. Contact Me
3BR/2.5BA, 1586 sqft
Last sold @ ? >>> To be low/mid-200s?
– Encanto – Foreclosure! Four units w/ lots of parking. Near trolley, shopping, schools. Contact Me
Last sold @ 510K >>> Now low 300s?
– Encanto – Foreclosure! Handsome, 70’s built 4BR/2BA, 1582 sqft house on huge 9500 sqft lot. Nice street. Contact Me
Last sold @ $467,500 >>> Now 300s?
– Encanto – Foreclosure! 3BR/2BA, 1409sqft home on 6,000 sqft lot. Has FPL, garage, large backyard. Contact Me
Previously appraised @ $361,250K >>> Now 300K?
– Escondido – Foreclosure! 4BR/3BA, 1749 sqft house on large 6800 sqft lot. Quick freeway access. Contact Me
Recently appraised @ 468K+ >>> Now 300s?
– Escondido – Foreclosure! Remodeled 4BR/2BA house w/ hardwood floors, pool, 2-car garage, more. Contact Me
Sold June 2007 @ 400K >>> Now 300K?
– Escondido – Foreclosure! Cute 2BR/2BA, 1092 sqft home on large 7,000 sqft lot w/ 2-car garage, big yard, some upgrades. Contact Me
Last sold @ 500K >>> To be 200s!?
– Escondido – Foreclosure! Affordable 2BR/2BA, 950 sqft condo. Dual masterbedrooms, FPL, garage, & more. Contact Me
Last sold @ 345K >>> To be mid/low 200s!
– Fallbrook – Foreclosure! Lovely 3BR home on 5.51 acres w/ back country views & 2-car garage! Possible lot split. Contact Me
3BR/2.5BA, 2046 sqft
Last sold @ 604K >>> Now 500K?
– Julian – Foreclosure! House on .24 acre lot. More info to follow… Contact Me
Last sold @ 230K >>> Now 500K?
– La Mesa – Foreclosure! Mid-century home w/ hardwood floors on large 8000 sqft lot in great neighborhood w/ xlnt schools. Contact Me
(No info) >>> To be in the 500s?
New – Lakeside – Foreclosure! Dirt-cheap condo ideal for investor or first-time homeowner. Contact Me
2BR/1BA, 728 sqft
Appraised @ 131K+ >>> To be in the 80s?
– Lakeside – Foreclosure! Spacious single family home on .28 acre lot with 2-car garage. Contact Me
3BR/1BA, 1719 sqft
Recently appraised at ??? >>> To be 200s?
– Lemon Grove – Foreclosure! Handsome remodeled home w/ newer kitchen & baths, lovely patio, big backyard, 1/4 acre lot. Contact Me
3BR/2BA, 1175 sqft
Last sold @ 515K >>> To be 300s?
– Linda Vista – Foreclosure! Large 4BR/2.5BA, 1987 sqft house. Corner lot, red tile roof, 2-car garage, more. Contact Me
Previously appraised @ 680K+ >>> Now 400s?
– Mission Valley – Foreclosure! Cute Mission Greens condo near golf course, YMCA, Fashion Valley mall. Contact Me
1BR/1.5BA, 882 sqft
Last sold @ 309K >>> Now low 200s?
– National City – Foreclosure! Contractor’s special: 2-year-new townhome w/ 2-car garage, near Plaza Bonita. Contact Me
3BR/2.5BA, 1734 sqft
Recently sold @ $656,500 >>> Now mid 200s?
– National City – Foreclosure! 2-year-new townhome w/ 2-car garage, greenbelt view. Borders Bonita, near Plaza Bonita. Contact Me
3BR/2.5BA, 1734 sqft
Last sold @ $609,000 >>> Now high 300s?
– National City – Foreclosure! Large 2BR/2.5BA, 1554 sqft condo near Plaza Bonita. Contact Me
Last sold @ 360K >>> To be 200s?
– National City – Foreclosure! Upgr 3BR, 1117 sqft home w/ master suite, large yard, + new cabinets, countertops, stove. Contact Me
Last sold @ 394K >>> Now low 200s?
– National City – Foreclosure! Newly built (2006) 3BR/2.5BA, 1735sqft home w/ 2-car garage. Contact Me
Recently sold @ 497K >>> Low 400s?
– National City – Foreclosure! Stunning 2-year-new 3BR/3BA, 1425sqft attached home w/ 2-car garage. Contact Me
Last appraised @ 406K >>> List in the 300s.
– Nestor – Foreclosure! Huge 2080 sqft home on full lot w/ 2-car garage. Quick access to 5 and 805 freeways. Contact Me
3BR/3BA, 2080 sqft
Previously appraised @ 372K >>> To be 200s?
– Nestor – Foreclosure! Private, light & bright townhome w/ large rooms, spacious backyard, interior laundry, more. Contact Me
3BR/2BA, 1222 sqft
Last sold @ 365K >>> To be high 100s?
– North Park – Foreclosure! Spanish 1936-built home: archways, hrdwd floors, FPL, crown molding, coved ceilings. Contact Me
2BR/1BA, 1071 sqft
Last sold @ 550K >>> To be 300K?
– Oceanside – Foreclosure! Bright & open “Bel Canto” home, built 1990. Great neighborhood, hdwd floors, culdesac. Contact Me
4BR/2.5BA, 2059 sqft
Recently sold @ 580K >>> Now mid 300s?
– Oceanside – Foreclosure! Enormous 6-7BR/3BA, 2203 sqft house on 9200 sqft lot. Ideal for very large family. Contact Me
Recently appraised @ 504K+ >>> Now 400s?
– Oceanside – Foreclosure! 3BR/2BA, 1186 sqft home on immense 11,900 sqft lot w/ 2-car garage. Near park. Contact Me
Last sold @ 400K >>> Now 300K?
– Otay Mesa – Foreclosure! More info to follow. Contact Me
4BR/2BA, 1500 sqft
Last sold @ 510K >>> To be low 400s?
– Point Loma – Foreclosure! Loma Portal area 2BR/1BA, 961 sqft house w/ garage, on 5400 sqft lot. Contact Me
Recently appraised @ 650K? >>> To be 400K?
– Poway – Foreclosure! Central Poway home on larage 7405 sqft lot w/ 2-car garage. In fabulous Poway school district. Contact Me
4BR/2.5BA, 1517 sqft
Recently appraised @ 528K+ >>> Now high 300s?
– Ramona – Foreclosure! Cute condo just off Main Street in downtown Ramona. Contact Me
2BR/1BA, 884 sqft
Recently appraised @ 231K+ >>> To be mid-100s?
New – Rancho Bernardo – Foreclosure! Foreclosure! Lovely, expansive single-story home in “Summers On The Green” community. Contact Me
3BR/2.5BA, 2228 sqft
Last sold @ 650K >>> Low 500s?
– Rancho Bernardo – Foreclosure! 1989-built single family house w/ dbl garage. South of Camino Del Norte & West of I-15. Contact Me
4BR/2BA, 1760 sqft
Recently appraised @ $602K+ >>> Now 300s?
– San Carlos – Foreclosure! Golf course view 4BR/2BA, 1556 sqft home w/ 2-car garage, covered deck, waterfall. Contact Me
Last sold @ 589K >>> Now low 400s?
– San Marcos – Foreclosure! Upgraded “Santa Fe Hills” home, kitchen w/ breakfast bar, fireplace, community pool/spa! Contact Me
3BR/2BA, 1315sqft
Last sold @ 384K >>> Price to be determined.
– San Marcos – Foreclosure! Very affordable house in great community. 2BR house w/ 1-car garage w/ low maintenance yard. Contact Me
2BR/1BA, 844 sqft
Last sold @ 459K >>> Now 300s?
– San Ysidro– Foreclosure! Handsome 4BR home w/ FPL, RV parking. Great home or rental house. Contact Me
4BR/2BA, 1507 sqft
Last sold @ 441K >>> To be low 300s?
– Santee – Foreclosure! Affordable, updated “Riderwood Gardens” 3BR/2BA 1144 sqft condo w/ garage. Contact Me
Recently appraised @ ??? >>> Now 200s?
– Santee – Foreclosure! Vintage 3BR/2BA house on large 6969 sqft lot. More info to follow. Contact Me
Recently appraised @ 425K+ >>> Now high 300s?
– Santee – Foreclosure! Spacious 2-year-new, 2BR/2BA, 1075sqft condo w/ 2-car garage, hardwood floors, more. Contact Me
Last sold @ 435K >>> Mid/lo-$300s?
– Serra Mesa – Foreclosure! Spacious 1BR/1BA, 682sqft ground-floor condo w/ FPL, big walkin closet, no stairs. Contact Me
Last appraised @ $181,500 >>> Now mid/low-$100s?
– Sorrento Mesa – Foreclosure! Stunning 12-year-old home w/ 3-car garage, large yard, 1BR/1BA downstairs. Contact Me
4BR/3BA, 2432 sqft
Recently appraised at ??? >>> To be low $600s?
– Spring Valley – Foreclosure! 4-year-new Dictionary Hill custom home w/ spectacular views, oversize rooms, family room. Contact Me
4BR/3BA, 2477 sqft
Last sold @ 600K >>> To be 400K?
– Spring Valley – Foreclosure! Affordable 2BR condo in gated Ashford Park complex. Offers cathedral ceilings, FPL, more. Contact Me
2BR/2.5BA, 1020 sqf
Last sold @ 314K+ >>> To be 200?
– Spring Valley – Foreclosure! Big 4BR/2BA, 1962 sqft home on a quiet street. 2BRs & 1BA on each floor. Contact Me
Last sold @ 544K >>> To be in the high 300s?
– Spring Valley – Foreclosure! Recently remodeled 4BR/2.5BA, 2272sqft house w/ pool. Contact Me
500K?
– University City – Foreclosure! ute condo in “Verano” in the La Jolla Colony area. Quick access to I-5, La Jolla, UCSD, etc. Contact Me
1BR/1BA, 704 sqft
Recently appraised @ 310K >>> To be very low 200s?
– Vista – Foreclosure! Charming home on view knowl w/ wood floors, recent remodel, evening lights view, more. Contact Me
2BR/2BA, 1350 sqft
Last sold @ 417K >>> To be high 200s?
– Vista – Foreclosure! Affordable upper 1-level unit. Ideal for investor or first-time homebuyer. Contact Me
2BR/1BA, 800 sqft
Recently appraised @ 265K+ >>> To be low 100s?
– Vista – Foreclosure! Giant .7 acre lot w/ cute 2BR, 898 sqft house built in 1940. Incredible potential. Contact Me
Last sold @ $472,500 >>> To be low 300s?

NEWLY LISTED (Your Property Here!)

	– East San Diego – Foreclosure! Very affordable house on large 6250sqft lot! Listed 67.5% below what it last sold for! More Info 2BR/1BA, 933 sqft Last sold @ 415K >>> $134,900
	New – Eastlake Area – Foreclosure! Attractive 5-year-new 1-level house w/ many upgrades, 2-car garage. Veiw Detials 3BR/2BA, 1908 sqft Last sold @ 399K >>> Now $355,000
	– Escondido – Foreclosure! Former model in recent condo conversion: private patio, MBR walk-in closet, newer appliances. Check It Out 2BR/1BA, 864 sqft condo Last sold @ 270K >>> Just $100,000!
	– La Jolla – Foreclosure! Huge, single-level condo in security complex. Birdrock area, 2 blocks to ocean. More Info 2BR/2BA 1387 sqft (No info) >>> Just $446,900!
	– La Mesa – Foreclosure! Vintage 1930-built house on .27 acres. 2-car garage & many extras. Take A Look 3BR/2BA, 1338 sqft Last sold @ 450K >>> Just $314,900
	– Nestor – Foreclosure! Affordable upper 1-level unit. Ideal for investor or first-time homebuyer. See For Yourself 2BR/1BA, 800 sqft Recently appraised @ 265K+ >>> Now just $70,000!
	– Otay Mesa– Foreclosure! Cute condo w/ 2-car garage. A steal @ this price! Contact Me 4BR/2BA, 1500 sqft Last sold @ 510K >>> 229K!
	New – Spring Valley– Foreclosure! Handsome newer townhome in gated community w/ pool, spa, playground. Check It Out 3BR/2.5BA, 1104 sqft Last sold @ 353K >>> Now just $155,900!

MORE GREAT HOMES & INVESTMENTS (Your Home Here!)

	Sold – Chula Vista – Foreclosure! Stunning 5-year-old home w/ large private backyard, 2-car garage, upgrades, & more. MLS Search 4BR/2BA, 2000 sqft Last sold @ 655K >>> Now $384,900
	Sold – City Heights – Foreclosure! Super affordable updated 1BR, 576 sqft condo. Great first home or investment. MLS Search Previously listed @ 210K >>> Now just $54,900!
	Reduced – Clairemont – Foreclosure! Spacious & sunny 1-level upper unit. Ideal for first-time homebuyer or investor. More Info 3BR/2BA, 1134 sqft Last appraised @ 489K+ >>> Now $211,900
	Sold, 2 offers – Clairemont – Sharp remodeled/redecorated home on quiet street. Offers huge family room w/ bar, oversize covered patio. Free MLS Search 3BR/2BA, 1628 sqft $399,000!
	– Downtown – Foreclosure! Ground-floor 2BR/2BA, 1143 sqft, “Symphony Terrace” condo w/ no common walls. Check It Out Last sol @ 425K+ >>> Now $299,900
	– Eastlake Area – Foreclosure! Handsome, 5-year-new 3BR/2BA, 1598sqft home 2-car garage. Could be 5BRs! Contact Me Recently sold @ 570K >>> $309,900!
	Sold – Eastlake Area – Foreclosure! Beautiful newer condo w/ 2-car garage in great complex. MLS Search 3BR/3BA, 1237 sqft Last sold @ $318,500 >>> Now $242,000
	– Eastlake Area– Foreclosure! Eye-catching 9-year-new house in Eastlake Greens. Beautiful backyard, red-tile roof, more. Take A Look 4BR/3BA, 1887 sqft Last sold @ $627,500 >>> Now $405,900
	– Encanto – Foreclosure! Recently renovated 4BR/2BA, 1339sqft home on overize 7200 sqft lot. Check It Out Last sold @ 450K >>> A steal @ $179,900
	Reduced 23% – Escondido – Foreclosure! Cute 3BR/2BA, 1092 sqft home on large 7,000 sqft lot w/ 2-car garage, new paint, new carpet. More Info Last sold @ 500K >>> Now $199,900
	Reduced 14% – Escondido – Foreclosure! 3BR/2BA, 1,620sqft house on almost 1/2-acre! 2-car garage. More info to follow. See More Last sold @ $350,000 >>> Now $269,900!
	– Escondido – Foreclosure! Handsome 1985-built house w/ upgraded appliances, granite counters, new paint. Contact Me 3BR/2BA, 1636 sqft Last sold @ 470K >>> Now $299,900
	– Escondido – Foreclosure! Updated and affordable 2BR condo w/ garage. Needs a little TLC. Great starter home or rental. Contact Me Previously appraised @ 240K+ >>> Now $114,900
	– Escondido – Foreclosure! Cute condo in private gated Broadway Pines complex. Looks great w/ new carpet, paint, etc. Take A Look 2BR/2BA, 950 sqft Last sold @ 275K >>> Now just $119,900
	Reduced 9% – Escondido – Foreclosure! Lovely 3BR/2BA, 1144 sqft house w/ 2-car garage. 6100 sqft lot. More info to follow. View Details Recently appraised @ 561K+ >>> Now $204,900!
	– Escondido – Foreclosure! Quiet 2BR/2BA upper-level condo w/ granite in kitchen & baths, tile flooring, garage! Take A Look Last sold @ 314,500 >>> Now $150,900
	– Fallbrook – Foreclosure! Lovely home on 5.9 acres in gated, private, and peaceful De Luz community. Many upgrades. More Info 3BR/2.5BA, 1970 sqft Recently appraised @ apx 655K >>> Just $450,000
	– Fallbrook – Foreclosure! Secluded home has golf course & sunset views + private pool w/ waterfalls & spa. 1.02 acres. More Info 3BR/2.5BA, 3225 sqft Recently appraised @ apx 965K >>> $675,000
	– Fallbrook – Foreclosure! Updated 1BR, 780 sqft condo w/ new paint, new carpet, new appliances. Near city center More Details Last sold @ 154K >>> Now $80,000
	Sold, 3 Offers – La Jolla – Foreclosure! Top-floor 2BR/2BA, 989 sqft condo. Walk to Wind and Sea Beach. MLS Search Last sold @ 652K >>> Now $442,900
	– Lemon Grove – Foreclosure! Mid-century 3BR home on 6000 sqft lot w/ 2-car garage. Needs carpet, paint, TLC. View Details 3BR/2BA, 1188 sqft Appraised @ 431K+ >>> $199,900
	– Lemon Grove – Foreclosure! 1977-built 2BR+2BR duplex on 6098 sqft lot. One unit is fixer, the other pristine. Contact Me Recently appraised @ $472,500+ >>> Now $194,900!
	– Linda Vista – Handsome 4-yr-new 5BR/4BA, 2074 sqft house on .29 acre canyon lot. Property Features Value range 545-595K.
	Reduced– Logan Heights – Foreclosure! Gorgeous 2-year-new, 4BR/2.5BA townhome w/ 2-car garage, granite, stainless steel. Check It Out Last sold @ 439K >>> Now $209,900!
	– Logan Heights – Foreclosure! Fixer detached house/condo with yard. A bargain. View Detials 3BR/1BA, 1048 sqft Recently appraised @ 250K >>> Now just 99K!
	Sold, 3 offers – Mira Mesa – Foreclosure! Cute home w/ garage, nice yard, close to all. MLS Search 3BR/2BA, 1284 sqft Last sold @ 480K >>> Now just $289,000
	– National City – Foreclosure! 3BR, 1170sqft cosmetic fixer on oversize 10,600 sqft lot. Quiet street, huge backyard. More Info Recently appraised @ 302K+ >>> Now $199,900
	– National City – Foreclosure! 3BR handyman special: Unfinished remodel w/ wood floors, big lot, huge potential! Contact Me Bank foreclosed @ 380K >>> $179,900.
	Reduced – Nestor – Foreclosure! Cheap 3BR/2BA, 1071 sqft condo in nice area near schools. Seller may pay closing costs. Take A Look 5BR/3BA, 1854 sqft Last sold @ 325K >>> Now $94,900!
	– Nestor – Foreclosure! Stunning 4-year-new home w/ views to Mexico, Point Loma, & Downtown. Corner lot on culdesac. Property Features 3BR/2BA, 1677 sqft Last sold @ $589,500 >>> Now $335,000
	– Normal Heights – Foreclosure! Two units: 2BR + 1BR, total 1235 sqft w/ garage. Contact Me Last sold @ 565K >>> Now $299,000.
	– North Park/South Park – Foreclosure! 4BR/2BA canyon view home. Zoning allows additional unit! (Buyer to verify.) More Info Recently appraised near 500K >>> Now $379,900.
	– Pacific Beach – Foreclosure! Gorgeous 2-story contemporary home with bay/ocean views, walk to beach! Property Features 2BR/1.5BA, 1530sqft Last sold @ 690K >>> Now $720,000
	– Paradise Hills – Foreclosure! Beautifully renovated condo w/ newer granite, cabinets, tile, stainless steel appliances. Contact Me Last sold @ 230K >>> Now just $107,900.
	Sold, 14 Offers! – Paradise Hills – Foreclosure! 2-story 2BR/2BA twinhome, 1024 sqft home on large lot, plus extra room/office! MLS Search Last sold @ 370K >>> Just $119,500!
	– Phoenix AZ: 12 APARTMENTS – Great central location. Units are 4 3BR, 4 2BR, and 4 1BR. Just $649,000. For More Info: Call Terry Kass @ (602) 703-5277
	– Phoenix AZ: 44 APARTMENTS – Lovely 3BR/2BA, 1967sqft home, .48 acre lot, pool. Just $2,350,000. For More Info: Call Terry Kass @ (602) 703-5277
	– Ramona – Foreclosure! Stunning 7-year-new 1-level home on .51 acres, 4-car garage, pool, spa, FPL, more. See For Yourself 4BR/2BA, 2455 sqft Last sold @ 512K >>> Now $399,900
	Sold – Rancho Bernardo – Foreclosure! Cute 2BR/2BA home in Carmel Mountain Ranch, 2-car garage, cozy fireplace! Free MLS Search Recently appraised @ 416K+ >>> Now $350,000
	Reduced– San Ysidro – Foreclosure! One-level, ground-floor 2BR/2BA condo w/ nice yard. Seller will pay closing costs. Take A Look Last sold @ 353K >>> Now just $144,900
	– San Marcos – Foreclosure! Elegant 6-year-new home w/ 4BR’s + loft, wood floors, vaulted ceilings, large kitchen, priv yard. More Info 4BR/3BA, 2804 sqft Last sold @ 650K >>> $469,000
	– San Marcos – Foreclosure! Over-55 Lake San Marcos 2BR, 1115 sqft house in Sun Park near tennis, golf, restaurants. Check It Out Last sold @ 382K >>> $260,000
	– San Marcos – Foreclosure! Spectacular 3-year-old 5BR/3.5BA, 2935 sqft house in Old Creek Ranch. 2BR downstairs. View Details Last sold @ 750K >>> Just 519K!
	Reduced – San Marcos– Foreclosure! Cute house near 78 freeway. 2-car garage + low maintenance yard. Contact Me 3BR/1BA, 870 sqft Recently appraised @ 300K >>> Now $196,900
	– Serra Mesa – Charming newly renovated “Allure” condo. Offers granite in kitchen & baths, newer appliances, sunny patio. View Details 1BR/1BA, 602 sqft Just $129,500
	– Spring Valley – Foreclosure! 4-year-new Dictionary Hill custom home w/ spectacular views, oversize rooms, family room. More Info 4BR/3BA, 2477 sqft Last sold @ 600K >>> Now $319,900!
	Sold – Tierrasanta – Foreclosure! Upgraded “Villa Martinque” condo w/ dual-pane windows, central a/c, more MLS Search 3BR/2.5BA, 1250 sqft Recently appraised @ 425K >>> Now $274,900
	Sold – Vista – Foreclosure! Duplex: Each unit 2BR, 900 sqft, hardwood floors. Easy to rent. Needs some TLC MLS Search Recently appraised @ 458K+ >>> Now $229,900
	– Vista – Foreclosure! Sharp townhome w/ garage, a/c. Peaceful lush wooded complex near the 125 freeway. See More 2BR/2BA, 1024 sqft Last sold @ 335K >>> Now $169,900!

Call me at (858)457-KENT to find out more or for a private showing. To find other homes, go to A Free MLS Homesearch.

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GARY KENT
"The Agent You See EVERYWHERE"
All-Time #1 Agent/Team In San Diego County for RE/MAX
23 Years Experience -- 3,300 + Homes Sold

Gary Kent Team --- RE/MAX Associates
(858)457-KENT --- (858)457-5368
GaryK@GaryKent.com -- http://www.garykent.com

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