• Welcome / This Week's Special Offer
• Gary's Real Estate Seminars
• Homebuying Question
• Homeselling Question
• Investing or Financing Question
• Hot Properties: New Listings BEFORE They Hit The Market
• Thank You For Your Referrals

Welcome To The Latest Issue
I saw a news segment about a great cause called Holiday Mail for Heroes and want to make you aware of it. Our military men and women are defending us in some dangerous places. While you and I enjoy the holidays with our families, they’ll be far from theirs and in harm’s way. The simple idea is to send them a holiday card with a note showing that you care. For more info, go to http://www.redcross.org/holidaymail

• Saturday, January 16th, 10am-noon
  “How to Invest in Real Estate with Your IRA or 401K”



• Saturday, January 30th, 10am-noon
  “How to Short Sale Your Home or Rental”



• Saturday, January 30th, 1-3pm
  “How to Improve Your Credit & Buy A Home”



• Saturday, February 6th, 10am-noon
  “How to Buy a Foreclosure or Short Sale in San Diego”

…In the Hot Properties section below, you’ll find three categories: “Coming Soon”, “Newly Listed”, and “More Great Homes & Investments”. A few addresses of the “Coming Soon” homes cannot be disclosed yet, as they’re foreclosures and going through eviction. But we can tell you many of them, and the others we’ll let you know as soon as allowed. Just be sure to contact us so we know you’re interested.

…Higher rates next spring? The Federal Reserve plans to stop buying mortgage backed securities on 3/31/10. This will decrease the supply of mortgage money and create upward pressure on interest rates. Further, all the wild government spending will borrowing, also creating upward pressure on rates.

…This Week’s Crazy Building: I bet you’ll find the “Nakagin Capsule Tower” in Tokyo Japan a little unusual.

…Follow me on Twitter or become a Facebook Fan.

Are You Considering A Short Sale? This May Shock You:
Credit repair/improvement expert Derrick B. Evens (858-571-0271) of ‘Perfect Credentials’ shares this story:

“More evidence this week of how easy it is to recover from a Short Sale. My client had sold his home short in late 2008 and pulled his credit shortly afterward to see how much he had been affected by his decision. His scores were still above 700, so he didn't think it had been updated yet.

He was scared to pull the report for fear of what he'd see until he heard me on the radio talking about how it's the mortgage lates that really do all the damage to your credit and not the act of ‘selling short’. My Client knew he never went 90 days late before the Short Sale closed, so he became curious. We pulled his credit report and there you have it...

724 less than a year later and as far as we can tell, his score was only affected by about 30-40 points from its peak. Now, keep in mind that he had 2 mortgages on two different properties that were all sold short! (settled for less) Just another case study that reveals it's much better to Short Sale your home than any other alternative. If he had foreclosed on 4 mortgages, it would have been a miracle to not be in the 400's.”

Quick Real Estate Tip #16
Your FICO or credit score is key to getting mortgage. The FTC tells you how to dispute errors.

Top 10 Best Predicted U.S. Housing Markets
Local Market Monitor looked at U.S. housing markets with a population greater than 600,000 and made these predictions for the coming year. These markets are predicted to have the worst performance in home prices:

1.-- Baton Rouge, Louisiana
2.-- Buffalo-Niagara Falls, New York
3.-- Dallas-Plano-Irving, Texas
4.-- Fort Worth-Arlington, Texas
5.-- Houston-Sugar Land-Baytown, Texas
6.-- Little Rock-North Little Rock-Conway, Arkansas
7.-- Omaha-Council Bluffs, Nebraska-Iowa
8.-- Pittsburgh, Pennsylvania
9.-- San Antonio, Texas
10.- Syracuse, New York

Find Out The Value Of Your Home Or Rental Property FREE — Right Over The Phone
Considering selling? Now you can quickly, easily find out today's value of your home or other San Diego County real estate, right over the phone. Call and tell me about your property. I’ll research the market and arrive at an honest, realistic price you can expect to get in today’s market. Need a more accurate figure? Ask me to come by. For your free over-the-phone or in person evaluation, just call me at (858)457-KENT. Please tell a friend…

Join Our "Preferred Client Group" For The Best Values
I find great real estate deals every week. But too often we cant match a client in time and someone else scoops it up. (My bank-clients wont let me buy their properties, or I'd be my best client!)

So I developed my Private Client Group, a select group of people serious, qualified, and ready to grab a great deal on a home or investment when -- or before -- it hits the market.

If you'd like to be in the Preferred Client Group, you need to:

1. Pre-approve with our approved lender
2. Come in for a short sit-down counseling session
3. Commit to work with us

To join and get the jump on the best real estate values in town, call us at (858)457-KENT or email us at PCG@GaryKent.com.

Check Out Our Foreclosure Hot-List!
Want to buy a foreclosure, but can’t find a website to search for them? Finally…check out our 100% BRAND-NEW website: www.Foreclosure-Hotlist.com. It’s 2.5 years in the making (OK, so we were a little slow), but it’s well worth it. Let me know what you think.

FREE MLS Online Search For A San Diego or Riverside Home
To search for a home right now, click here: Free MLS Homesearch.

This Week’s Free Offer:
Thinking Of Selling?
Get Your FREE “Homeseller’s Document & Deed Kit” To YOUR San Diego County Property
Now you can receive a FREE complete set of vital documents you need when you sell your real estate. Your free Homeseller’s Document & Deed Kit includes:

1. Notarized Grant Deed
2. Notarized Trust Deed(s)
3. Official Square-Footage Of Your Home & Lot
4. Official Parcel Map To Your Property, With Property Lines
5. Area Sales Activity
6. Area School Info + Test Scores

For your free Document Kit on your home or other property, call me at (858)457-KENT. We will send it to you by mail within 3 business days.

Send This Free Newsletter To A Friend
Subscribe them with a quick email to TellAFriend@GaryKent.com with their email address in the subject line.

Remember to email your questions, comments, compliments, corrections, critiques, &
rebuttals to Questions@GaryKent.com.

FOUR different free seminars for you, family, &/or a friend to attend:

“How to Invest in Real Estate with Your IRA or 401K”

“How to Short Sale Your Home or Rental”

“How to Improve Your Credit & Buy A Home”

“How to Buy a Foreclosure or Short Sale in San Diego”

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NEW FREE Seminar
"How To Buy Investment Real Estate With Your IRA or 401K"
UTC Mall – Saturday, January 16th, 10am-Noon
Click for Seminar Flyer / Click to Reserve Your Free Seat

When you attend, you'll discover:

• Invest as little as $50,000...or up to tens of millions of dollars
• 5 simple easy-to-follow steps to get started buying real estate
• Tired of low returns or ugly losses in your retirement account?
• If your IRA buys a rental house, are you allowed to manage it?
• How to make money tax-free/deferred in your retirement plan
• How fast & easy it is to buy real estate in your IRA, 401K, etc.
• You may be surprised at what kind of real estate you can buy
• My experiences buying and selling real estate in my own IRA
• Can you buy from or sell real estate to your own IRA/401K?
• Why hasn’t your stockbroker told you about this before?
• “Partnering” with your own IRA...a little-used technique
• Real estate as a major hedge against coming inflation
• How your retirement account can borrow to buy more
• Do THIS & your retirement plan will UNRAVEL (bad!)
• Simple rule-of thumb to analyze cash flow & return
• Take advantage of historic low real estate values
• You’ll laugh when you hear what I told my CPA
• How to write your offer-to-purchase correctly
• How to partner with your family and friends
• Why you need to know “disqualified person”
• Buy your future retirement home NOW
• Buy for “fix & flip” or rental income.
• Bring your questions!

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FREE Seminar
“How To Short Sale Your Home Or Rental”
UTC Mall – Saturday: January 30th 2010, 10am-Noon
Click for Seminar Flyer / Click to Reserve Your Free Seat

When you attend, you'll discover the truth about:

• Short sales, clearly & simply explained!
• Are YOU likely to qualify for a short sale?
• Can you really do short sale with -0- out of YOUR pocket?
• How long short sales take...& how to cut the time in HALF**
• Tax impacts of short sale vs. foreclosure (verify w/ your CPA!)
• The document your attorney must read closely to avoid problems
• Your 7 options if you owe too much. Most agents only tell you 3.
• Which “hardships” qualify you for a short sale? Which don’t?
• The specific clause you need in your contract with the buyer
• Do you need to be CURRENT on HOA dues? Property taxes?
• Do you need to be BEHIND on your mortgage payments?
• If an agent does THIS, they likely don’t know short sales
• 5 reasons a short sale is usually better than foreclosure
• THE most important thing to have to do a short sale
• Impact & how long is a short sale be on your credit?
• How soon can you buy a home after a short sale?
• Will a short sale delay or prevent foreclosure?
• Can your lender go after you for their loss?
• Should you spend $ to fix up your home?

NEW FREE Seminar
"HOW TO IMPROVE YOUR CREDIT & BUY A HOME"
UTC Mall – Saturday: January 30th 2010, 1pm-3pm
Click for Seminar Flyer / Click to Reserve Your Free Seat

When you attend, you'll discover:

• How do I get my score as high as possible?
• What information is used to create my credit score?
• How does my FICO impact my interest rate & down payment?
• If I make all my payments on time, will I have perfect credit?
• What if I don't have any credit at all, how do I get started?
• My scores are really low, what should I do?
• I gave up on my credit long ago. Can I ever buy a home? (Yes!)
• Why you MUST pay your parking tickets
• Why you should almost NEVER pay off a collection debt
• How paying off your credit cards monthly may HURT your credit
• How long will a bankruptcy affect my credit?
• Will multiple parties checking my credit knock down my FICO?
• What really is a Credit Score?
• How to qualify for higher loan amounts
• How much must I raise my credit to get a better home loan?
• Lower closing costs & less paperwork when getting a mortgage
• Should you close unused credit cards?
• Why you should lease or borrow to buy a car.
• Components of a Credit Score

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FREE Seminar
"HOW TO BUY A FORECLOSURE OR SHORT SALE IN SAN DIEGO"
UTC Mall – Saturday, February 6th, 10AM-Noon
Click for Seminar Flyer / Click to Reserve Your Free Seat

When you attend, you'll learn the truth about:

• - With 12% of U.S. mortgages are behind, is there a new wave of Alt-A, Option ARM, & Prime foreclosures coming?
• - Bailouts, loan “mods”, shadow inventory...what’s really going on?
• - How to beat multiple offers & get the bank to accept YOUR offer
• - When homebuyers can put 3% down and investors 10% down
• - Top San Diego neighborhoods with the best REO deals today
• - How to get banks to pay EVERY PENNY of your closing costs
• - Should you buy before home prices climb out of your reach?
• - Auction tricks, traps, and pitfalls that I swear will shock you
• - How to cut in half the time it takes to close your short sale
• - Seller doesn’t have THIS? Don’t even offer on a short sale
• - Free email access to undervalued & foreclosed properties
• - Short sales...5 things to know before you make an offer
• - The #1 mistake people make when offering on an REO
• - Traps in the small-print that banks make you sign
• - New website where you can find foreclosures
• - The truth about a home that’s a “short sale”
• - How much banks negotiate off their price
• - What to watch out for in an REO
• - Much more

"I saw a home I loved, but there was a crack in the slab. Should I avoid buying a home with a cracked slab?"

Answer:
Some cracks are very serious and cost thousands, tens of thousands, or even hundreds of thousands to fix correctly.

Other cracks are more "cosmetic", don't reflect structural problems, and just need to be filled with epoxy. I usually see that done for under $2,000, plus flooring repair or replacement.

My advice is to have any cracks inspected by an expert, usually for about $500. If it's just cosmetic, don't let it stop you. If it's structural, think twice. But you might go forward if you feel comfortable with the report and the estimate, and the repair cost is reflected in the price or a $$ credit.

Good luck...

"We need to do a short sale. Before we go any further and put our home on the market, we want to call our bank first and get an idea if they will even review a short sale for us or not. Do you think they would speak with us?" Thanks again for your help!

Answer:
They’ll definitely speak with you, though you may end up on hold for a long time. And calling your bank is a good idea, but they almost certainly will not review a short sale without an offer.

If you call, bear in mind that:

A) They’d rather you just keep making your payments and not do a short sale

B) The people answering their phones are often new and inexperienced and give incorrect information

The bottom line is to take everything they say with a grain of salt and run it by me to see if it’s accurate.

"I saw a house that rents for $1700/month. With 20% down, my mortgage payment should only be $1027/month. What other expenses would I have to pay?"

Answer:
Great question.

Many people make the mistake of only comparing their rent to their mortgage payment and thinking the rest is positive cashflow. They’re pretty excited, until they have to start paying the other bills.

Here are other items that may decrease that cashflow:

- Taxes
- Insurance
- HOA fee ------------------ (if there’s an HOA)
- Mello Roos --------------- (if applicable)
- Vacancy
- Management ------------ (-0- if you manage yourself)
- Cleaning ----------------- (lower or -0- labor cost if you do)
- Repairs/Maintenance --(lower or -0- labor cost if you do)
- Gardening --------------- (lower or -0- labor cost if you do)
- Advertising
- Utilities
- Misc

Even with those expenses, that house sounds like a great investment.

I’m a firm believer in rental real estate. Of course, you’d expect me to say that, given that I’m a real estate broker.

But more fortunes have been made in real estate than any other investment. And I put my money where my mouth is: I own apartments out of state, just bought a rental condo in Spring Valley, and am on the hunt for another investment property.

Good luck with buying that rental

(REMINDER: Although I don’t tell everyone who emails me to dump their agent and use my team and me, please remember we do help people buy and sell real estate in all over San Diego County. In fact, in addition to remembering, please CALL US the next time you want to buy or sell a home or investment property. Thank you…)

THIS WEEK'S FEATURED PROPERTY!
	Clean Duplex In Clairemont Unit 1: 2BR/1BA Unit 2: 1BR/1BA Price: $374,800
– Clairemont – Great opportunity! Live in front unit & rent the other! Each unit w/ 1-car garage, separate yard & new carpet & paint! 2BR/1BA w/ nice "wood" laminate flooring, living room w/ ceiling fan & newer windows! Cute 1BR/1BA unit w/ tile flooring, large yard, plus 18x11 enclosed patio (not in sqft)! Each kitchen w/ water hook-ups. Contact Me

Coming Soon
(Be first to know when these come available!)

– Carmel Valley – Foreclosure! Upper end “East Bluff” condo overlooking greenbelt. 2-car garage, interior laundry, FPL. Contact Me
2BR/2BA, 942 sqft
Loaned to 390K >>> To be 200s?
– Chula Vista – Foreclosure! Upgraded condo w/ 1BR downstairs. Ideal first home or cashflow rental. Contact Me
3BR/2BA, 1296 sqft
Last sold @ 354K >>> To be mid-100s?
– Chula Vista – Foreclosure! Cute house w/ hardwood floors, 2-car garage, nice yard, in great Hilltop neighborhood. Contact Me
3BR/2BA, 1444 sqft
Last sold @ 516K >>> To be low/mid 200s?
– Chula Vista – Foreclosure! Enjoy southerly views, designer pool/spa, & more from this spacious 2-story home. Contact Me
4BR/2.5BA, 2394 sqft
Last sold @ 665K >>> To be 400s?
New– Chula Vista / Eastlake – Foreclosure! Spectacular 5-year-new home w/ mahogany flooring, granite, slate, family room. Contact Me
5BR/3.5BA, 2382 sqft
Last sold @ 524K >>> To be high-300s?
– Chula Vista / Eastlake – Foreclosure! Affordable “Eastlake Shores” house w/ 2-car garage, nice yard. Contact Me
2BR/2BA, 1012 sqft
Last sold @ 470K >>> To be mid-200s?
– Chula Vista / Eastlake – Foreclosure! Desirable Eastlake Greens w/ BR/BA downstairs, central a/c, nice yard, 2-car garage. Contact Me
3BR/3BA, 1377 sqft
Last appraisal @ 419K+ >>> To be low/mid 200s?
New– City Heights/ESD – Foreclosure! Spanish duplex, could be used as 3BR/2BA single family home. Red tile roof, garage. Contact Me
2BR+Studio duplex
Loans to 461K >>> To be high 100s?
New– Clairemont – Short Sale! Short sale! Quiet, updated 3BR/2BA townhome w/ garage, yard, FPL, balcony. Quick freeway access. Contact Me
3BR/2BA, 1209 sqft
Last sold @ $352,500 >>> Now $225,000!
New– Clairemont – Foreclosure! ! Handsome 1975-built 2-story “Mount Street” home on .26 acres, culdesac, sunroom, nice yard. Contact Me
5BR/2.5BA, 2259sqft
Last sold @ $639,500 >>> To be high 400s?
– Downtown – Foreclosure! 2-year new “Park Terrace” 6th floor unit next to Petco Park. Offers city & Petco Park views. Contact Me
2BR/2BA, 1017 sqft
Last sold @ 595K >>> To be 400K?
– East San Diego – Foreclosure! City Heights bungalow-style house built 1924, but renovated 1974. More info to follow. Contact Me
4BR/2.5BA, 2006 sqft
Loaned to 537K >>> To be high 200s?
– Encanto – Foreclosure! Spacious 2-story 1984-built home on quiet street. 2-car garage, nice yard. Contact Me
4BR/3BA, 2088 sqft
Recently loaned to 510K >>> To be high 200s?
– Escondido – Foreclosure! Sharp “Laurel Valley” 2-story house w/ pool, granite, parklike view. Near Escond Country Club. Contact Me
4BR/2.5BA, 1856 sqft
Last sold @ 475K >>> To be 300?
– Escondido – Foreclosure! Fantastic custom home w/ front courtyard, private & secluded area, pool + covered patio, views! Contact Me
3BR/3.5BA, 2317 sqft
Last sold @ 663K >>> To be 400s?
– La Jolla – Foreclosure! Delightful single-level home, sweeping ocean views from most rooms, large lot. Contact Me
3BR/2BA, 2107 sqft
Previously appraised @ 1.44M >>> Price TBD
– Lakeside – Foreclosure! Spacious 2BR view home on 1.14 acres. Needs some fixup. Built 1974. Contact Me
2BR/2BA, 1351 sqft
Loaned to 360K >>>To be 200s?
– Lakeside – Foreclosure! Dirt-cheap condo ideal for investor or first-time homeowner. Contact Me
2BR/1BA, 728 sqft
Appraised @ 131K+ >>> To be in the 80s?
– Nestor – Foreclosure! Ranch-style home w/ 2-car garage, fireplace, good-size backyard. Contact Me
3BR/2BA, 1152 sqft
Last sold @ 395K >>> Price TBD
– Nestor – Foreclosure! Gorgeous 2-story “Ocean Hills” home w/ views, 3-car garage, vaulted ceilings. Contact Me
5BR/2.5BA, 2353 sqft
Last sold @ 585K >>> Price TBD
– Ocean Beach – Short Sale! Short sale! Stylish upgraded condo w/ hardwood floors, travertine, private patio. Gated complex. Contact Me
2BR/2BA, 1050 sqft
Last sold @ 420K >>> Value Range $220,000-$250,000
– Pacific Beach / Mission Beach– Foreclosure! Mission Beach view condo w/ 2-car garage, walk to beach/bay, quaint 4-unit complex. Contact Me
2BR/2BA, 955 sqft
Last sold @ 420,862 >>> Price TBD
– Pacific Beach – Foreclosure! Beach house w/ private backyard, California room, 2-car garage. Contact Me
2BR/2BA, 1400 sqft
Last sold @ 700K >>> To be high 500s?
New– Paradise Hills – Foreclosure! Cute “Villa Bonita” condo, ideal 1st home or rental. Complex has tennis, fitness center, pool. Contact Me
1BR/1BA, 675 sqft
Last sold @ 115K >>> To be 75K?
– Rancho Bernardo – Foreclosure! Handsome 2-story home in Chateau Bernardo. Breathtaking panoramic views, 3-car garage. Contact Me
5BR/3BA, 3179 sqft
Last sold @ $789,000 >>> Price TBD
– Rancho Penasquitos – Foreclosure! 1983-built 1-level home in Trailwood w/ tile roof, a/c, covered patio. Near park. Contact Me
3BR/2BA, 1571 sqft
Appraised @ 525K+ >>> To be mid 400s?
– San Carlos – Foreclosure! Affordable “Carefree” condo w/ only one common wall. Walk to Mission Trails Park! Contact Me
2BR/1BA, 880 sqft
Last sold @ 253,500 >>> To be 100s?
– San Marcos – Foreclosure! Affordable "Lake Park Villas" townhome. Near Restaurant Row & multiplex. Contact Me
2BR/1.5BA, 957 sqft
Last sold @ $221,500 >>> To be very low 100s?
– Spring Valley – Foreclosure! Two detached 3BR houses w/ 2car garage, yard, both inside laundry. Live in one + rent other. Contact Me
3BR/2BA + 3BR/1BA
Last sold 642K >>> To be hi 200s??
– Spring Valley – Foreclosure! Sharp family home on oversize .24 acre lot w/ 2-car garage, large yard, more. Contact Me
3BR/2BA, 1280 sqft
Last sold 265K >>> To be 200K?
– Vista – Foreclosure! Culdesac home w/ panoramic views, ocean breezes, FPL, RV parking, 2-car garage, more. Contact Me
3BR/1.5BA, 2424 sqft
Loaned to 424K >>> To be high 200s?
– Vista – Foreclosure! 2-story mountain view home on large lot. pool. Sparkling pool, 2-car garage. Contact Me
3BR/1.5BA, 2424 sqft
Last sold @ $600,000 >>> Price TBD

NEWLY LISTED (Your Property Here!)

Lovely 7-year-old Lomas Verdes house w/ 2-car garage in Otay Mesa.

4 Bed, 2.5 Bath 2116 Sqft Price: $375,000

Each unit has garage & nice yard. New paint & carpet! Walk to dining, movies, shopping.

2BD/BR 1BD/1BR Duplex Price: $374,800. Last sold @ 555K

Enjoy bay & downtown nitelite views from this 1-level condo in a bayfront complex!

2 Bed, 2 Bath 913 Sqft Price: $400,000 Last sold @ 535K

Stunning 6-year-new home in gated “Westcliffe” on culdesac w/ panoramic views.

5 Bed, 4.5 Bath 4302 Sqft Price: $859,900 Loaned to @ $919,000

Brand new 2009 construction, re-built virtually from the ground up. Extreme high quality: granite, etc.

4 Bed, 2 Bath 1680 Sqft Price: $368,000

MORE GREAT HOMES & INVESTMENTS (Your Home Here!)

End unit townhome in the beautiful “Elysian” complex. Has 2-car garage, central a/c, more!

2 Bed, 2.5 Bath 1178 Sqft Price: $409,900 Loaned to 469K

“Palermo” studio/1BR loft w/ private patio. Complex has pool/spa, fitness, business ctr.

1 Bed, 1 Bath 860 Sqft Price: $219,900 Last sold @ 354K

Gorgeous “Hard Rock” condo-hotel suite in the Gaslamp Quarter. “Rock Royalty” service & full hotel amenities.

1 Bed, 1 Bath 459 Sqft Price: $489,000! Last sold @ 589K

Oversize commercial loft in the Gaslamp’s “Samuel Fox” building. Granite, 2 parking spaces.

0 Bed, 2 Bath 1705 Sqft Price: $169,900 Recently sold @ 468K

Breathtaking ocean views from this one-level oceanfront condo @ 333 Coast Bl. BELOW MARKET!

2 Bed, 2 Bath 1342 Sqft Price: $694,900 Last sold @ 915K

Spacious home on corner lot w/ 2-car garage, nice yard, quick I-15 access.

4 Bed, 2 Bath 1720 Sqft Price: $415,000 Loaned to 555K

Cute, cozy, & affordable top-floor condo in “Pacific Isle”. Ideal starter home or rental.

1 Bed, 1 Bath 547 Sqft Price: $150,000!

Lovely redone home w/ spectacular remod kitchen w/ granite & walnut, 2 FPL, partial bay view, 2-car garage.

3 Bed, 2.5 Bath 1,717 Sqft Price: $500,000 to $550,000

Remodeled 1-level beachfront penthouse condo w/ panoramic whitewater ocean, beach, sunset views!

2 Bed, 2 Bath 1000 Sqft Price: $1,099,000

Attractive .49 acre horse property w/ canyon vu, FPL, 2car garage, culdesac. Built 1988.

3 Bed, 2 Bath 1693 Sqft Price: $309,900 Loaned to 454K

1983-built 1-level home in Trailwood w/ tile roof, a/c, covered patio. Near park.

3 Bed, 2 Bath 1571 Sqft Price: $480,000 Appraised @ 525K+

Fieldstone “Summit” home w/ hrdwd floors, oversize BRs, huge backyard, canyon vu.

4 Bed, 2.5 Bath 2482 Sqft Price: $670,000!

5-year-new 1-story home on 2 acre view lot. Has 4-car garage, granite, 2 FPL, huge yard.

4 Bed, 2.5 Bath 2748 Sqft Price: $439,000 Last sold @ 740K

Due to production and shipping expense, free items are available only to residents, owners, and people planning to purchase real estate in San Diego.

This free e-newsletter tells you how to be more successful with your real estate transactions. You receive it because you subscribed, entered your email address at my site(s), or were referred. By reading it, you agree you: 1) understand this is opinion & not advice; 2) will seek professional tax, legal, and real estate advice; 3) are solely responsible for use of content, 4) hold Gary Kent, Gary Kent Homes & Estates, Kent & Associates Inc., and RE/MAX Associates harmless. Questions may be paraphrased for clarity/brevity. Disregard this email if you have a listing or buyer-broker agreement.

Copyright 2009 Gary Kent, All Rights Reserved.