(858) 457-KENT Visit Our Website Issue #399
In This Issue Welcome! This Week's Special Offer

Welcome To The Latest Issue
Happy Hanukah and Happy Holidays to you.

…Can I ask you a favor? I’d love to send this newsletter to more people. Please send this newsletter to a friend. You or they can subscribe by emailing TellAFriend@GaryKent.com with their email address in the subject line. Thank you!!!

…I have a brand new seminar coming February 13th for anyone planning to sell a San Diego home or rental in 2010. You and a friend can sign up for one or more of my free free seminars:

…Rates are at 40-year lows. As I write this, you can get a 30-year fixed conforming loan at 4.25% assuming you have good credit. If you’re considering buying or refinancing, now may be the right time. I know a great lender, so call me at 858-457-KENT if you need his name/ph#.

…I heard that one local agent gets his short sale sellers $2,000 to $20,000 at closing. When they get an offer, they tell the buyer to decrease the offer and pay the difference in cash to the seller (without letting the bank know what they are doing). Great idea, except it’s called F-R-A-U-D for all involved: buyer, seller, agent. So if an agent suggests this to you, run! BTW, if you have a loan with Wachovia/World, they MAY offer some assistance, give me a call and let me see what I can do for you (above board!).

…This Week’s Crazy Building: “Shoe House” in Pennsylvania

Follow me on Twitter or become a Facebook Fan.

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True Story: How Do You Do That?
Because I’m an avid web marketer, many website designers and marketing experts contact me to offer their services. One who came in said we were doing everything right and didn’t need his help. And the last one actually looked at our marketing and said, “How do you do that?”

Quick Real Estate Tip #19
Did you see the Donald Trump ad recently for a foreclosure seminar to buy homes 30-50% under value. It’s a fantasy. Don't waste your time.

Top 10 U.S. Cities With The Highest Cost of Living
(source unknown):

1. New York (Manhattan), NY
2. San Francisco, CA
3. Honolulu, HI
4. Los Angeles, CA
5. San Diego, CA***
6. Boston, MA
7. Washinton, DC
8. Juneau, AK
9. Chicago, IL
10. Philadelphia, PA

Find Out The Value Of Your Home Or Rental Property FREE Right Over The Phone
Considering selling? Now you can quickly, easily find out today's value of your home or other San Diego County real estate, right over the phone. Call and tell me about your property. I’ll research the market and arrive at an honest, realistic price you can expect to get in today’s market. Need a more accurate figure? Ask me to come by. For your free over-the-phone or in person evaluation, just call me at (858)457-KENT. Please tell a friend…

Join Our "Preferred Client Group" For The Best Values
I find great real estate deals every week. But too often we cant match a client in time and someone else scoops it up. (My bank-clients wont let me buy their properties, or I'd be my best client!)

So I developed my Private Client Group, a select group of people serious, qualified, and ready to grab a great deal on a home or investment when -- or before -- it hits the market.

If you'd like to be in the Preferred Client Group, you need to:

  1. Pre-approve with our approved lender
  2. Come in for a short sit-down counseling session
  3. Commit to work with us

To join and get the jump on the best real estate values in town, call us at (858)457-KENT or email us at pcg@garykent.com

Check Out Our Foreclosure Hot-List!
Want to buy a foreclosure, but can’t find a website to search for them? Finally…check out our 100% BRAND-NEW website: http://foreclosure-hotlist.com/. It’s 2.5 years in the making (OK, so we were a little slow), but it’s well worth it. Let me know what you think.

FREE MLS Online Search For A San Diego or Riverside Home
To search for a home right now, click here: Free MLS Homesearch.

This Week’s Free Offer:
ATTENTION HOMEBUYERS: FREE $450 Home Appraisal & FREE $300 Home Inspection

For a limited time, you’ll receive $750 in free services when you agree to use us as your Realtor to buy a home or investment in San Diego, get a mortgage from one of our preferred lenders, and use any professional home inspector. For more details or to take advantage of this offer, call us @ (858)457-KENT.

Remember to email your questions, comments, compliments, corrections, critiques, &
rebuttals to Questions@GaryKent.com.

 

Gary's Real Estate Seminars

FOUR different free seminars for you, family, &/or a friend to attend:

“How to Invest in Real Estate with Your IRA or 401KNew

“How to Short Sale Your Home or Rental

“How to Improve Your Credit & Buy A HomeNew

“How to Buy a Foreclosure or Short Sale in San Diego

“How to Sell Your Home For Top Dollar in 2010New

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NEW FREE Seminar
"How To Buy Investment Real Estate With Your IRA or 401K"

UTC Mall – Saturday, January 16th, 10am-Noon
Click for Seminar Flyer / Click to Reserve Your Free Seat

When you attend, you'll discover:

  • Invest as little as $50,000...or up to tens of millions of dollars
  • 5 simple easy-to-follow steps to get started buying real estate
  • Tired of low returns or ugly losses in your retirement account?
  • If your IRA buys a rental house, are you allowed to manage it?
  • How to make money tax-free/deferred in your retirement plan
  • How fast & easy it is to buy real estate in your IRA, 401K, etc.
  • You may be surprised at what kind of real estate you can buy
  • My experiences buying and selling real estate in my own IRA
  • Can you buy from or sell real estate to your own IRA/401K?
  • Why hasn’t your stockbroker told you about this before?
  • “Partnering” with your own IRA...a little-used technique
  • Real estate as a major hedge against coming inflation
  • How your retirement account can borrow to buy more
  • Do THIS & your retirement plan will UNRAVEL (bad!)
  • Simple rule-of thumb to analyze cash flow & return
  • Take advantage of historic low real estate values
  • You’ll laugh when you hear what I told my CPA
  • How to write your offer-to-purchase correctly
  • How to partner with your family and friends
  • Why you need to know “disqualified person”
  • Buy your future retirement home NOW
  • Buy for “fix & flip” or rental income.
  • Bring your questions!

register now

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FREE Seminar
“How To Short Sale Your Home Or Rental”

UTC Mall – Saturday: January 30th 2010, 10am-Noon
Click for Seminar Flyer / Click to Reserve Your Free Seat
 

When you attend, you'll discover the truth about:

  • Short sales, clearly & simply explained!
  • Are YOU likely to qualify for a short sale?
  • Can you really do short sale with -0- out of YOUR pocket?
  • How long short sales take...& how to cut the time in HALF**
  • Tax impacts of short sale vs. foreclosure (verify w/ your CPA!)
  • The document your attorney must read closely to avoid problems
  • Your 7 options if you owe too much. Most agents only tell you 3.
  • Which “hardships” qualify you for a short sale? Which don’t?
  • The specific clause you need in your contract with the buyer
  • Do you need to be CURRENT on HOA dues? Property taxes?
  • Do you need to be BEHIND on your mortgage payments?
  • If an agent does THIS, they likely don’t know short sales
  • 5 reasons a short sale is usually better than foreclosure
  • THE most important thing to have to do a short sale
  • Impact & how long is a short sale be on your credit?
  • How soon can you buy a home after a short sale?
  • Will a short sale delay or prevent foreclosure?
  • Can your lender go after you for their loss?
  • Should you spend $ to fix up your home?

register now

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NEW FREE Seminar
"HOW TO IMPROVE YOUR CREDIT & BUY A HOME"

UTC Mall – Saturday: January 30th 2010, 1pm-3pm
Click for Seminar Flyer / Click to Reserve Your Free Seat

When you attend, you'll discover:

  • How do I get my score as high as possible?
  • What information is used to create my credit score?
  • How does my FICO impact my interest rate & down payment?
  • If I make all my payments on time, will I have perfect credit?
  • What if I don't have any credit at all, how do I get started?
  • My scores are really low, what should I do?
  • I gave up on my credit long ago. Can I ever buy a home? (Yes!)
  • Why you MUST pay your parking tickets
  • Why you should almost NEVER pay off a collection debt
  • How paying off your credit cards monthly may HURT your credit
  • How long will a bankruptcy affect my credit?
  • Will multiple parties checking my credit knock down my FICO?
  • What really is a Credit Score?
  • How to qualify for higher loan amounts
  • How much must I raise my credit to get a better home loan?
  • Lower closing costs & less paperwork when getting a mortgage
  • Should you close unused credit cards?
  • Why you should lease or borrow to buy a car.
  • Components of a Credit Score

register now

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FREE Seminar
"HOW TO BUY A FORECLOSURE OR SHORT SALE IN SAN DIEGO"

UTC Mall – Saturday, February 6th, 10AM-Noon
Click for Seminar Flyer / Click to Reserve Your Free Seat

When you attend, you'll learn the truth about:

  • - With 12% of U.S. mortgages are behind, is there a new wave of Alt-A, Option ARM, & Prime foreclosures coming?
  • - Bailouts, loan “mods”, shadow inventory...what’s really going on?
  • - How to beat multiple offers & get the bank to accept YOUR offer
  • - When homebuyers can put 3% down and investors 10% down
  • - Top San Diego neighborhoods with the best REO deals today
  • - How to get banks to pay EVERY PENNY of your closing costs
  • - Should you buy before home prices climb out of your reach?
  • - Auction tricks, traps, and pitfalls that I swear will shock you
  • - How to cut in half the time it takes to close your short sale
  • - Seller doesn’t have THIS? Don’t even offer on a short sale
  • - Free email access to undervalued & foreclosed properties
  • - Short sales...5 things to know before you make an offer
  • - The #1 mistake people make when offering on an REO
  • - Traps in the small-print that banks make you sign
  • - New website where you can find foreclosures
  • - The truth about a home that’s a “short sale”
  • - How much banks negotiate off their price
  • - What to watch out for in an REO
  • - Much more

register now

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FREE Seminar
"HOW TO SELL YOUR HOME FOR TOP DOLLAR IN 2010"

UTC Mall – Saturday, February 13th, 10am-Noon
Click for Seminar Flyer / Click to Reserve Your Free Seat

When you attend, you'll discover:

  • - Market forecast: What’s you can expect in 2010
  • - “Value Range Pricing” explained...can it get you a higher price?
  • - How to tell if a broker is honest…or B.S.ing you to sign a listing
  • - Find out how much higher your buyer will paythis only works half the time, but when it does…!
  • - This one document can protect you & make your sale smoother …and why 99% of agents don’t use it
  • - Price your home to get more offers & more money in less time (it’s the opposite of what people think)
  • - The oldest real estate agent trick in the bookdon’t be fooled
  • - How some agents sabotage their clients & cost them $1,000's
  • - Avoid the common trap of paying 3 times for the same repair!
  • - 3 likely reasons your sale may fall thru & how to avoid them
  • - The truth: why it’s 100% irrelevant which company you hire
  • - Creatively turn your home’s biggest drawback into a benefit
  • - Sell your home tax-free after 2 years using IRS Code 121
  • - 10 Interview questions so you choose the best Realtor
  • - How to handle multiple offers so you get the most $$
  • - Spend peanuts & boost your home value by $1,000s
  • - Should youand CAN yousell your home “as is”?
  • - How to REALLY know if your buyer is qualified
  • - 5 dumb avoidable mistakes sellers make
  • - When is the best time to list your home?
  • - How to stay out of court & not get sued

register now

 

Home Buying Question
"How do you find out the property lines. Ask the seller or the agent?"

Answer:
They may be happy to offer you their opinion, but you who knows if they’ll be right or wrong.

Unless they’ve seen a survey, they heard from someone else…who may or may not be correct.

To know for sure, you can get a survey. That’s rarely done in urban areas, but if you’re buying more rural, it makes more sense.

 

Home Selling Question

 

"Is it legal for agents to represent both the buyer and seller? How can the possibly do that?"

Answer:
Great question. This “dual agency” is legal in California and most states as long as it’s disclosed.

The downside is that some agents abuse the situation. For example, the buyer or seller may tell the agent their bottom line and the agent could reveal it to the other party. Unfortunately, this happens all the time.

On the other hand, this can happen even when the agent only represents one party. I can’t tell you how many times, by asking the right questions, I get other agents to spill their guts about what price their client wants to buy or sell for. (BTW, it’s perfectly ethical for me to probe for this information.)

Back to dual agency…

You’d expect me to say this, but I would never abuse a client’s trust. Nevertheless, to avoid even the appearance of this, I typically will not represent both parties in a transaction. If someone is interested in one of my listings, they’ll work with another agent on my team.

 

Investing or Financing Question

 

"It’s so hard to know what the market is going to do. Do you think this is a good time to invest [in real estate] in San Diego?"

Answer:
Of course, many agents will answer “yes” to that whatever the market so they can make a sale. So rather than just answering your question, let me tell you what I’m doing:

- In October I bought a condo in my IRA to be a rental.
- I just made an offer on a 3-unit rental property.

So you can see that indeed I do think it’s an excellent time to invest in San Diego real estate.

 

Hot Properties: Call Now On These Hot New
Listings & Not-Yet-On-The-Market Properties

 
THIS WEEK'S FEATURED PROPERTY!

 

Upgraded Condo
In Normal Heights
 

  • BR/BA: 2/2
  • Sqft: 892
  • Price: $150,000

 

– Normal Heights – This 3rd-floor condo is just north of Adams Ave Antique row! Offers gourmet kitchen w/ granite counters, maple cabinets, breakfast bar & tile flooring, attractive baths w/ granite counters, maple cabinets & custom paint, spacious living room w/ patio balcony, plenty of storage with mirrored closets throughout, wall heaters in each room & secure building! Amenities include pool, sauna, fitness room, clubhouse/BBQ area!
Contact Me
 

Coming Soon
(Be first to know when these come available!)

– Carmel Valley – Foreclosure! Upper end “East Bluff” condo overlooking greenbelt. 2-car garage, interior laundry, FPL. Contact Me
2BR/2BA, 942 sqft
Loaned to 390K >>> To be 200s?
– Chula Vista – Foreclosure! Upgraded condo w/ 1BR downstairs. Ideal first home or cashflow rental. Contact Me
3BR/2BA, 1296 sqft
Last sold @ 354K >>> To be mid-100s?
– Chula Vista – Foreclosure! Cute house w/ hardwood floors, 2-car garage, nice yard, in great Hilltop neighborhood. Contact Me
3BR/2BA, 1444 sqft
Last sold @ 516K >>> To be low/mid 200s?
– Chula Vista – Foreclosure! Enjoy southerly views, designer pool/spa, & more from this spacious 2-story home. Contact Me
4BR/2.5BA, 2394 sqft
Last sold @ 665K >>> To be 400s?
– Chula Vista / Eastlake – Foreclosure! Spectacular 5-year-new home w/ mahogany flooring, granite, slate, family room. Contact Me
5BR/3.5BA, 2382 sqft
Last sold @ 524K >>> To be high-300s?
– Chula Vista / Eastlake – Foreclosure! Affordable “Eastlake Shores” house w/ 2-car garage, nice yard. Contact Me
2BR/2BA, 1012 sqft
Last sold @ 470K >>> To be mid-200s?
– City Heights/ESD – Foreclosure! Spanish duplex, could be used as 3BR/2BA single family home. Red tile roof, garage. Contact Me
2BR+Studio duplex
Loans to 461K >>> To be high 100s?
New– Clairemont – Short Sale! West Clairemont next to Bay Ho. Handsome mid-century home w/ big yard and 2-car garage. Contact Me
3BR/2BA, 1144sqft
Loans to 535K >>> To be 400K?
– Clairemont – Foreclosure! Handsome 1975-built 2-story “Mount Street” home on .26 acres, culdesac, sunroom, nice yard. Contact Me
5BR/2.5BA, 2259sqft
Last sold @ $639,500 >>> To be high 400s?
– Downtown – Foreclosure! 2-year new “Park Terrace” 6th floor unit next to Petco Park. Offers city & Petco Park views. Contact Me
2BR/2BA, 1017 sqft
Last sold @ 595K >>> To be 400K?
– East San Diego – Foreclosure! City Heights bungalow-style house built 1924, but renovated 1974. More info to follow. Contact Me
4BR/2.5BA, 2006 sqft
Loaned to 537K >>> To be high 200s?
– Encanto – Foreclosure! Spacious 2-story 1984-built home on quiet street. 2-car garage, nice yard. Contact Me
4BR/3BA, 2088 sqft
Recently loaned to 510K >>> To be high 200s?
– Escondido – Foreclosure! Fantastic custom home w/ front courtyard, private & secluded area, pool + covered patio, views! Contact Me
3BR/3.5BA, 2317 sqft
Last sold @ 663K >>> To be 400s?
New – Kearny Mesa / Linda Vista – Foreclosure! Great affordable condo for 1st-time buyer or investor. Near 805 & 163. Contact Me
1BR/1BA, 554
Last sold 265K >>> To be 75K?
– La Jolla – Foreclosure! Delightful single-level home, sweeping ocean views from most rooms, large lot. Contact Me
3BR/2BA, 2107 sqft
Previously appraised @ 1.44M >>> Price TBD
– Lakeside – Foreclosure! Spacious 2BR view home on 1.14 acres. Needs some fixup. Built 1974. Contact Me
2BR/2BA, 1351 sqft
Loaned to 360K >>>To be 200s?
– Lakeside – Foreclosure! Dirt-cheap condo ideal for investor or first-time homeowner. Contact Me
2BR/1BA, 728 sqft
Appraised @ 131K+ >>> To be in the 80s?
– Mission Valley – Foreclosure! 5-year-new “Scala” in Mission Valley. Near Qualcomm, shopping, dining, movies. Contact Me
3BR/3BA, 1589 sqft
Last sold @ 428K >>> To be low 300s?
– Nestor – Foreclosure! Ranch-style home w/ 2-car garage, fireplace, good-size backyard. Contact Me
3BR/2BA, 1152 sqft
Last sold @ 395K >>> Price TBD
– Nestor – Foreclosure! Gorgeous 2-story “Ocean Hills” home w/ views, 3-car garage, vaulted ceilings. Contact Me
5BR/2.5BA, 2353 sqft
Last sold @ 585K >>> Price TBD
– Ocean Beach – Short Sale! Short sale! Stylish upgraded condo w/ hardwood floors, travertine, private patio. Gated complex. Contact Me
2BR/2BA, 1050 sqft
Last sold @ 420K >>> Value Range $220,000-$250,000
– Pacific Beach / Mission Beach– Foreclosure! Mission Beach view condo w/ 2-car garage, walk to beach/bay, quaint 4-unit complex. Contact Me
2BR/2BA, 955 sqft
Last sold @ 420,862 >>> Price TBD
– Pacific Beach – Foreclosure! Beach house w/ private backyard, California room, 2-car garage. Contact Me
2BR/2BA, 1400 sqft
Last sold @ 700K >>> To be high 500s?
– Paradise Hills – Foreclosure! Cute “Villa Bonita” condo, ideal 1st home or rental. Complex has tennis, fitness center, pool. Contact Me
1BR/1BA, 675 sqft
Last sold @ 115K >>> To be 75K?
– Rancho Bernardo – Foreclosure! Handsome 2-story home in Chateau Bernardo. Breathtaking panoramic views, 3-car garage. Contact Me
5BR/3BA, 3179 sqft
Last sold @ $789,000 >>> Price TBD
– San Carlos – Foreclosure! Affordable “Carefree” condo w/ only one common wall. Walk to Mission Trails Park! Contact Me
2BR/1BA, 880 sqft
Last sold @ 253,500 >>> To be 100s?
– San Marcos – Foreclosure! Affordable "Lake Park Villas" townhome. Near Restaurant Row & multiplex. Contact Me
2BR/1.5BA, 957 sqft
Last sold @ $221,500 >>> To be very low 100s?
– Spring Valley – Foreclosure! Two detached 3BR houses w/ 2car garage, yard, both inside laundry. Live in one + rent other. Contact Me
3BR/2BA + 3BR/1BA
Last sold 642K >>> To be hi 200s??
– Spring Valley – Foreclosure! Sharp family home on oversize .24 acre lot w/ 2-car garage, large yard, more. Contact Me
3BR/2BA, 1280 sqft
Last sold 265K >>> To be 200K?
New– Vista – Foreclosure! Attractive 1-story 1970s home on quiet street near Vista High. 2-car garage, nice yard. Contact Me
4BR/2BA, 1400 sqft
Loaned to $337,500 >>> To be high 200s?
– Vista – Foreclosure! 2-story mountain view home on large lot. pool. Sparkling pool, 2-car garage. Contact Me
3BR/1.5BA, 2424 sqft
Last sold @ $600,000 >>> Price TBD
 

NEWLY LISTED (Your Property Here!)

- Clairemont - Short Sale! Contact Me
home
Quiet, updated 3BR/2BA townhome w/ garage, yard, FPL, balcony. Quick freeway access. 3 Bed, 3 Bath
1209 Sqft
Price: $225,000!
Last sold @ $352,500
New - Downtown - Contact Me
home
Little Italy penthouse unit w/ sweeping city & bay views. Offers extensive patio, stainless steel appliances, more. 1 Bed, 2 Bath
1199 Sqft
Price: $695,000
Sold @ $1,550,000
- Escondido - Foreclosure! Take A Look
home
Sharp “Laurel Valley” 2-story house w/ pool, granite, parklike view. Near Escond Country Club. 4 Bed, 2.5 Bath
1856 Sqft
Price: $359,500
Last sold @ 589K
- Paradise Hills - Foreclosure! Property Detials
home
Cute “Villa Bonita” condo, ideal 1st home or rental. Complex has tennis, fitness center, pool. 1 Bed, 1 Bath
675 Sqft
Price: $74,500
Last sold @ 115K

MORE GREAT HOMES & INVESTMENTS (Your Home Here!)

- Chula Vista / Eastlake - Contact Me
home
Lovely 7-year-old Lomas Verdes house w/ 2-car garage in Otay Mesa. 4 Bed, 2.5 Bath
2116 Sqft
Price: $375,000
- Chula Vista / Eastlake - Foreclosure! Contact Me
home
Desirable Eastlake Greens w/ BR/BA downstairs, central a/c, nice yard, 2-car garage. 3 Bed, 3 Bath
Sqft: 1377
Price: $329,800
Last appraisal @ 419K+
- Downtown - Take A Look
home
Gorgeous “Hard Rock” condo-hotel suite in the Gaslamp Quarter. “Rock Royalty” service & full hotel amenities. 1 Bed, 1 Bath
459 Sqft
Price: $489,000!
Last sold @ 589K
- Pacific Beach - More Info
home
Lovely redone home w/ spectacular remod kitchen w/ granite & walnut, 2 FPL, partial bay view, 2-car garage. 3 Bed, 2.5 Bath
1,717 Sqft
Price: $500,000 to $550,000
- Pacific Beach - Contact Me
home
Remodeled 1-level beachfront penthouse condo w/ panoramic whitewater ocean, beach, sunset views! 2 Bed, 2 Bath
1000 Sqft
Price: $1,099,000
- Ramona - Foreclosure! Property Features
home
Attractive .49 acre horse property w/ canyon vu, FPL, 2car garage, culdesac. Built 1988. 3 Bed, 2 Bath
1693 Sqft
Price: $309,900
Loaned to 454K
Sold - San Elijo / San Marcos - Foreclosure! MLS Search
home
Stunning 6-year-new home in gated “Westcliffe” on culdesac w/ panoramic views. 5 Bed, 4.5 Bath
4302 Sqft
Price: $859,900
Loaned to @ $919,000
- Scripps Ranch - Short Sale Check It Out
home
Fieldstone “Summit” home w/ hrdwd floors, oversize BRs, huge backyard, canyon vu. 4 Bed, 2.5 Bath
2482 Sqft
Price: $670,000!
- Spring Valley - Contact Me
home
Brand new 2009 construction, re-built virtually from the ground up. Extreme high quality: granite, etc. 4 Bed, 2 Bath
1680 Sqft
Price: $368,000
- University Heights - Short Sale! Contact Me
home
Upgraded 1-level condo w/ granite in security building. Ideal for 1st-time buyer or investor. 2 Bed, 2 Bath
892 Sqft
Price: $150,000
Last sold @ 300K
- Vista - Foreclosure! Contact Me
home
Culdesac home w/ panoramic views, ocean breezes, FPL, RV parking, 2-car garage, more. 3 Bed, 1.5 Bath
2424 Sqft
Price: $280,000
Loaned to 424K


Thank You For Your Referrals

Thank you Chris C. for referring a coworker to buy a home…
Thank you Michael for referring a coworker to buy a home…
Thank you Tony E. for referring your dad to sell a home…
Thank you Lee P. for referring a coworker to sell a home…
Thank you Marianna B. for referring someone to buy a home…

Have a great week,

GARY KENT "The Agent You See EVERYWHERE"
All-Time #1 Agent/Team In San Diego County for RE/MAX
23 Years Experience -- 3,300+ Homes Sold

Gary Kent Team --- RE/MAX Associates
(858)457-KENT --- (858)457-5368
GaryK@GaryKent.com -- http://www.garykentteam.com/
 

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Due to production and shipping expense, free items are available only to residents, owners, and people planning to purchase real estate in San Diego.

This free e-newsletter tells you how to be more successful with your real estate transactions. You receive it because you subscribed, entered your email address at my site(s), or were referred. By reading it, you agree you: 1) understand this is opinion & not advice; 2) will seek professional tax, legal, and real estate advice; 3) are solely responsible for use of content, 4) hold Gary Kent, Gary Kent Homes & Estates, Kent & Associates Inc., and RE/MAX Associates harmless. Questions may be paraphrased for clarity/brevity. Disregard this email if you have a listing or buyer-broker agreement.

Copyright 2009 Gary Kent, All Rights Reserved.