• Welcome / This Week's Special Offer
• Gary's Real Estate Seminars
• Homebuying Question
• Homeselling Question
• Investing or Financing Question
• Hot Properties: New Listings BEFORE They Hit The Market
• Thank You For Your Referrals

Welcome To The Latest Issue
Have you or a friend signed up yet for one or more of my free seminars coming up? The first two are tomorrow and we still have seats available for you and/or a friend:

• TOMORROW: Saturday, January 30th, 10am-noon
  “How to Short Sale Your Home or Rental”



• TOMORROW: Saturday, January 30th, 1-3pm
  “How to Improve Your Credit & Buy A Home”



• Saturday, February 6th, 10am-noon
  “How to Buy a Foreclosure or Short Sale in San Diego”



• Saturday, February 13th, 10am-noon NEW SEMINAR!
  “How to Sell Your Home For Top Dollar in 2010”

…A recent study reveals a staggering 14.3% of U.S. mortgages are behind. Since 50%+ homes have loans, if you stroll around the block in a typical neighborhood, you’ll likely walk by 1 or 2 homes where the owner is behind. So why aren’t there foreclosures on every street? See the next paragraph:

…Term of the week: “Extend and pretend.” Also called “kicking the can down the road.” This describes how banks are often holding off foreclosing for many months on borrowers who aren’t paying their mortgage. Why? Reasons include trying to help the borrower stay in the home as well as an effort to avoid showing the bad loan on their books.

…New rules for FHA borrowers. Rising FHA loan defaults have dropped FHA’s cash reserves falling below required levels. To recover, FHA has instituted several changes to start in spring or summer, including:

Raising the up-front mortgage insurance premium from 1.75% to 2.25%.

Raising credit score requirements: Borrowers must have a minimum 580 FICO score to get a 3.5% down loan. Below 580 FICO score requires at least 10% down. (Minimal impact as it’s very hard to get a loan with a 580 FICO anyway.)

Lowering allowed seller closing cost credits from 6% to 3%.

…This Week’s Crazy Building: “Wall House” in Groningen Netherlands.

…Follow me on Twitter or become a Facebook Fan.

Quick Real Estate Tip #26
Sometimes the ugliest, dirtiest homes are the best deals around because most other homebuyers pass them up.

Top 10 Metros With Highest % Of REOs/Foreclosures
The U.S. average is 3.5/1000 homes are REOs. Here are the areas with the highest REOs as measured by the number of REOs per 1,000 homes:

Rank------Rate-------City
1.--------- 17.40 ------Las Vegas-Paradise, NV
2.--------- 17.18 ------Cape Coral-Fort Myers, FL
3.--------- 14.93 ------Stockton, CA
4.--------- 13.91 ------Modesto, CA
5.--------- 13.85 ------Riverside-San Bernardino-Ontario, CA
6.--------- 12.19 ------Phoenix-Mesa-Scottsdale, AZ
7.--------- 10.59 ------Detroit-Warren- Livonia, MI
8.--------- 10.43 ------Bakersfield, CA
9.--------- 8.20 -------Orlando, Kissimmee, FL
10.-------- 7.85 -------Sacramento-Arden-Arcade-Roseville, CA

Find Out The Value Of Your Home Or Rental Property FREE — Right Over The Phone
Considering selling? Now you can quickly, easily find out today's value of your home or other San Diego County real estate, right over the phone. Call and tell me about your property. I’ll research the market and arrive at an honest, realistic price you can expect to get in today’s market. Need a more accurate figure? Ask me to come by. For your free over-the-phone or in person evaluation, just call me at (858)457-KENT. Please tell a friend…

Join Our "Preferred Client Group" For The Best Values
I find great real estate deals every week. But too often we cant match a client in time and someone else scoops it up. (My bank-clients wont let me buy their properties, or I'd be my best client!)

So I developed my Private Client Group, a select group of people serious, qualified, and ready to grab a great deal on a home or investment when -- or before -- it hits the market.

If you'd like to be in the Preferred Client Group, you need to:

1. Pre-approve with our approved lender
2. Come in for a short sit-down counseling session
3. Commit to work with us

To join and get the jump on the best real estate values in town, call us at (858)457-KENT or email us at PCG@GaryKent.com.

Check Out Our Foreclosure Hot-List!
Want to buy a foreclosure, but can’t find a website to search for them? Finally…check out our 100% BRAND-NEW website: www.Foreclosure-Hotlist.com. It’s 2.5 years in the making (OK, so we were a little slow), but it’s well worth it. Let me know what you think.

FREE MLS Online Search For A San Diego or Riverside Home
To search for a home right now, click here: Free MLS Homesearch.

This Week’s Free Offer:
Five Easy Steps To Selling Your Home (or Rental)

Selling your home (or rental) is a BIG deal…
- Where do you start?
- What price will a buyer pay?
- How long will it take?
- How do you get your questions answered w/o feeling obligated to a Realtor before you’re ready?

Here are 5 simple steps to get your questions answered, go at your own pace, and get on the right track:

1. Call me at (858)457-KENT
You and I will chat by phone a few minutes and answer all your questions. Take me for a “telephone test drive” to see if you're comfortable. If not, tell me “don't call me, I'll call you,” and I won't call you. I promise.

2. Get a free, quick, over-the-phone estimate of your home value
Even if you follow neighborhood sales, it's hard to know the value of YOUR home, so let's get that handled. I’ll give you a ballpark idea over the phone. If you’d like a more accurate figure, you can invite me by to see your home.

3. Get a list of easy, no/low-cost profitable fix-ups for your home
After selling 4,000 homes, I know simple things to increase your home value…that pay you back 2-to-1, 5-to-1, even 10-to-1.

4. Free sit-down consultation & game plan
Let’s figure out your timing and a plan for selling and (if applic.) buying another home. Know I'll always “give it to you straight”: no empty promises or flattering you with a high price you won’t get. (I don’t have 80% repeat & referral clients by disappointing people.)

5. Take the plunge, but with a life-preserver
Perhaps we’ll decide to work together. Hiring an agent is a big decision, so let's take the pressure off. You'll have the right, in writing, to cancel our agreement for any reason at no cost to you.

If this makes sense and you like my approach, let’s talk… Call me at (858)457-KENT. I look forward to your call!

Send This Free Newsletter To A Friend
Subscribe them with a quick email to TellAFriend@GaryKent.com with their email address in the subject line.

Remember to email your questions, comments, compliments, corrections, critiques, &
rebuttals to Questions@GaryKent.com.

Five different free seminars for you, family, &/or a friend to attend:

“How to Short Sale Your Home or Rental”

“How to Improve Your Credit & Buy A Home”

“How to Buy a Foreclosure or Short Sale in San Diego”

“How to Sell Your Home For Top Dollar in 2010”

“How to Invest in Real Estate with Your IRA or 401K”

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FREE Seminar
“How To Short Sale Your Home Or Rental”
UTC Mall – Saturday: January 30th 2010, 10am-Noon
Click for Seminar Flyer / Click to Reserve Your Free Seat

When you attend, you'll discover the truth about:

• Short sales, clearly & simply explained!
• Are YOU likely to qualify for a short sale?
• Can you really do short sale with -0- out of YOUR pocket?
• How long short sales take...& how to cut the time in HALF**
• Tax impacts of short sale vs. foreclosure (verify w/ your CPA!)
• The document your attorney must read closely to avoid problems
• Your 7 options if you owe too much. Most agents only tell you 3.
• Which “hardships” qualify you for a short sale? Which don’t?
• The specific clause you need in your contract with the buyer
• Do you need to be CURRENT on HOA dues? Property taxes?
• Do you need to be BEHIND on your mortgage payments?
• If an agent does THIS, they likely don’t know short sales
• 5 reasons a short sale is usually better than foreclosure
• THE most important thing to have to do a short sale
• Impact & how long is a short sale be on your credit?
• How soon can you buy a home after a short sale?
• Will a short sale delay or prevent foreclosure?
• Can your lender go after you for their loss?
• Should you spend $ to fix up your home?

NEW FREE Seminar
"HOW TO IMPROVE YOUR CREDIT & BUY A HOME"
UTC Mall – Saturday: January 30th 2010, 1pm-3pm
Click for Seminar Flyer / Click to Reserve Your Free Seat

When you attend, you'll discover:

• How do I get my score as high as possible?
• What information is used to create my credit score?
• How does my FICO impact my interest rate & down payment?
• If I make all my payments on time, will I have perfect credit?
• What if I don't have any credit at all, how do I get started?
• My scores are really low, what should I do?
• I gave up on my credit long ago. Can I ever buy a home? (Yes!)
• Why you MUST pay your parking tickets
• Why you should almost NEVER pay off a collection debt
• How paying off your credit cards monthly may HURT your credit
• How long will a bankruptcy affect my credit?
• Will multiple parties checking my credit knock down my FICO?
• What really is a Credit Score?
• How to qualify for higher loan amounts
• How much must I raise my credit to get a better home loan?
• Lower closing costs & less paperwork when getting a mortgage
• Should you close unused credit cards?
• Why you should lease or borrow to buy a car.
• Components of a Credit Score

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FREE Seminar
"HOW TO BUY A FORECLOSURE OR SHORT SALE IN SAN DIEGO"
UTC Mall – Saturday, February 6th, 10AM-Noon
Click for Seminar Flyer / Click to Reserve Your Free Seat

When you attend, you'll learn the truth about:

• - With 12% of U.S. mortgages are behind, is there a new wave of Alt-A, Option ARM, & Prime foreclosures coming?
• - Bailouts, loan “mods”, shadow inventory...what’s really going on?
• - How to beat multiple offers & get the bank to accept YOUR offer
• - When homebuyers can put 3% down and investors 10% down
• - Top San Diego neighborhoods with the best REO deals today
• - How to get banks to pay EVERY PENNY of your closing costs
• - Should you buy before home prices climb out of your reach?
• - Auction tricks, traps, and pitfalls that I swear will shock you
• - How to cut in half the time it takes to close your short sale
• - Seller doesn’t have THIS? Don’t even offer on a short sale
• - Free email access to undervalued & foreclosed properties
• - Short sales...5 things to know before you make an offer
• - The #1 mistake people make when offering on an REO
• - Traps in the small-print that banks make you sign
• - New website where you can find foreclosures
• - The truth about a home that’s a “short sale”
• - How much banks negotiate off their price
• - What to watch out for in an REO
• - Much more

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FREE Seminar
"HOW TO SELL YOUR HOME FOR TOP DOLLAR IN 2010"
UTC Mall – Saturday, February 13th, 10am-Noon
Click for Seminar Flyer / Click to Reserve Your Free Seat

When you attend, you'll discover:

• - Market forecast: What’s you can expect in 2010
• - “Value Range Pricing” explained...can it get you a higher price?
• - How to tell if a broker is honest…or B.S.ing you to sign a listing
• - Find out how much higher your buyer will pay—this only works half the time, but when it does…!
• - This one document can protect you & make your sale smoother …and why 99% of agents don’t use it
• - Price your home to get more offers & more money in less time (it’s the opposite of what people think)
• - The oldest real estate agent trick in the book—don’t be fooled
• - How some agents sabotage their clients & cost them $1,000's
• - Avoid the common trap of paying 3 times for the same repair!
• - 3 likely reasons your sale may fall thru & how to avoid them
• - The truth: why it’s 100% irrelevant which company you hire
• - Creatively turn your home’s biggest drawback into a benefit
• - Sell your home tax-free after 2 years using IRS Code 121
• - 10 Interview questions so you choose the best Realtor
• - How to handle multiple offers so you get the most $$
• - Spend peanuts & boost your home value by $1,000s
• - Should you—and CAN you—sell your home “as is”?
• - How to REALLY know if your buyer is qualified
• - 5 dumb avoidable mistakes sellers make
• - When is the best time to list your home?
• - How to stay out of court & not get sued

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Seminar
"How To Buy Investment Real Estate With Your IRA or 401K"
UTC Mall – Date/Time TO BE ANNOUNCED

When you attend, you'll discover:

• Invest as little as $50,000...or up to tens of millions of dollars
• 5 simple easy-to-follow steps to get started buying real estate
• Tired of low returns or ugly losses in your retirement account?
• If your IRA buys a rental house, are you allowed to manage it?
• How to make money tax-free/deferred in your retirement plan
• How fast & easy it is to buy real estate in your IRA, 401K, etc.
• You may be surprised at what kind of real estate you can buy
• My experiences buying and selling real estate in my own IRA
• Can you buy from or sell real estate to your own IRA/401K?
• Why hasn’t your stockbroker told you about this before?
• “Partnering” with your own IRA...a little-used technique
• Real estate as a major hedge against coming inflation
• How your retirement account can borrow to buy more
• Do THIS & your retirement plan will UNRAVEL (bad!)
• Simple rule-of thumb to analyze cash flow & return
• Take advantage of historic low real estate values
• You’ll laugh when you hear what I told my CPA
• How to write your offer-to-purchase correctly
• How to partner with your family and friends
• Why you need to know “disqualified person”
• Buy your future retirement home NOW
• Buy for “fix & flip” or rental income.
• Bring your questions!

"I don’t know what to do. We were supposed to close on a short sale this week, but I just found out the bank foreclosed on the home. We had a contract. How is this possible? I even called the seller’s agent and they say they can’t help me. What should I do?"

Answer:
Many short sale homes are in foreclosure. If the home is in escrow, banks will often delay foreclosure to allow for the escrow to close. It helps if you get the bank the short sale documents more than 3 weeks before the scheduled foreclosure sale.

In your case, it sounds like either the bank wouldn’t delay the foreclosure at all, or perhaps they’d already done so but weren’t willing to do it again.

(Option #1) If you really want the home, you or your agent can call the lender and see if they’ll complete the sale to you. It would take a lot of time and persistence to reach anyone that might help you. And at best you’ve got a 10% chance of this working.

(Option #2) An easier approach is for you or your agent to check the house weekly. Once vacant, the bank’s agent puts a window sign with their contract info. Tell that agent you want to be called when the bank prices the house and puts it on the market. It usually takes 2-12 weeks for the home to be cleaned up, (possibly) repaired, priced, and put on the market.

My best advice: Do option #2 and keep looking for another home. If you find another one you like, buy that one.

"Is now a good time to sell a home?"

Answer:
Prices are on the upswing, but here are three reasons I think it is a good time to sell (my guess of the odds of each in parentheses):

1. $6500/$8000 Homebuyer tax credit expires 4/30/10
Specifically, buyers must be in contract to buy a home by that date and close by 6/30/10. (Odds = 90%)

2. Rates going up 4/1/10?
The government says they’ll stop buying mortgage backed securities 3/31/10. This would decrease mortgage money supply, pushing up the price of money, meaning higher mortgage interest rates. Higher rates mean buyers can’t pay as much for homes. (Odds = 70%)

3. More foreclosures coming?
Most of my bank contacts say foreclosures will increase slightly to moderately in coming months. More and more people are behind on their mortgages and banks are figuring out who they can save and who they will foreclose on. (Odds = 60%)

None of these are 100% sure things. If you’re a gambling man or woman, you could wait and see. But if one or two do happen, it will impact the market.

"Hi Gary. My wife and I are way upside down on our home and behind on our payment. Our bank has suggested we apply for a loan modification. Do you think this is a good idea?"

Answer:
If you love your home and you’re not that far upside down and can make the lower payment, a mortgage modification is a great idea.

The downside to a loan modification and keeping the house is that you’re still trapped in an upside down home. It could take years for you to see daylight—meaning to have any equity at all. And if you’re going to lose your home anyway, better to take the credit lumps now and get it over with and start rebuilding your credit sooner

THIS WEEK'S FEATURED PROPERTY!
	Spacious Home In Clairemont Open House Sun 1-4 BR/BA: 5/2.5 Sqft: 2,259 Price: $449,900 Address: 4752 Mount Ashmun Dr. 92111
– Clairemont – Foreclosure! Spacious 2-story family home in great "Mount" street neighborhood! Offers large enclosed patio, family room, living room w/ brick FPL, BR/office downstairs w/ 1/2 bath, large open kitchen w/ ceramic tile counters, "solatubes" for extra natural light, 2-car garage, wetbar, newer windows, backyard w/ waterfall, terraced hillside, ready for your green thumb! Contact Me

Coming Soon
(Be first to know when these come available!)

– Bankers Hill / Uptown – Foreclosure! Dramatic 1-level condo w/ great views in prestigious “Brittany Towers” on Laurel. Contact Me
3BR/2BA, 1866 sqft
Loaned to 820K >>> To be hi 600s?
– Bay Park – Stunning recent-remodel bay view home w/ travertine, granite, MBR suite w/ huge walkin closet & Jacuzzi tub. Contact Me
4BR/3.5BA, 2587 sqft
Value range $775,000 to $825,000
– Carmel Valley – Foreclosure! Gorgeous townhome in gated “Trilogy”. 2-car garage, FPL, granite, travertine, more. Contact Me
3BR/2BA, 1628 sqft
Recently appraised @ ??? >>> To be 400s?
– Carmel Valley – Foreclosure! Upper end “East Bluff” condo overlooking greenbelt. 2-car garage, interior laundry, FPL. Contact Me
2BR/2BA, 942 sqft
Loaned to 390K >>> To be 200s?
– Chula Vista – Foreclosure! Upgraded condo w/ 1BR downstairs. Ideal first home or cashflow rental. Contact Me
3BR/2BA, 1296 sqft
Last sold @ 354K >>> To be mid-100s?
– Chula Vista – Foreclosure! Cute house w/ hardwood floors, 2-car garage, nice yard, in great Hilltop neighborhood. Contact Me
3BR/2BA, 1444 sqft
Last sold @ 516K >>> To be low/mid 200s?
– Chula Vista – Foreclosure! Enjoy southerly views, designer pool/spa, & more from this spacious 2-story home. Contact Me
4BR/2.5BA, 2394 sqft
Last sold @ 665K >>> To be 400s?
– Chula Vista / Eastlake – Foreclosure! Affordable “Eastlake Shores” house w/ 2-car garage, nice yard. Contact Me
2BR/2BA, 1012 sqft
Last sold @ 470K >>> To be mid-200s?
– Clairemont – Parkwest home across from park w/ tennis, basketball, playground. Offers family room, large living room, FPL. Contact Me
3BR/2BA, 1490 sqft
$469,000
– Clairemont – Short Sale! West Clairemont next to Bay Ho. Handsome mid-century home w/ big yard and 2-car garage. Contact Me
3BR/2BA, 1144sqft
Loans to 535K >>> To be 400K?
– Clairemont – Foreclosure! Handsome 1975-built 2-story “Mount Street” home on .26 acres, culdesac, sunroom, nice yard. Contact Me
5BR/2.5BA, 2259sqft
Last sold @ $639,500 >>> To be high 400s?
New– Downtown – Foreclosure! 2005-built 1BR condo in Metrome. One block from Petco and two blocks from the Gaslamp. Contact Me
1BR/1BA, 703sqft
Last sold @ 411K >>> To be 200K?
– Encanto – Foreclosure! Great townhome on culdesac in Meadow Run. Offers 2-car garage, bright kitchen, nice backyard. Contact Me
4BR/2.5BA, 1771 sqft
Recently loaned to 465K >>> To be low 200s?
– Encanto – Foreclosure! 1984-built 1-story home w/ 2-car garage. Oversize 7578 sqft lot. Contact Me
2BR/2BA, 1341 sqft
Recently loaned to 459K >>> To be low 200s?
– Encanto – Foreclosure! Spacious 2-story 1984-built home on quiet street. 2-car garage, nice yard. Contact Me
4BR/3BA, 2088 sqft
Recently loaned to 510K >>> To be high 200s?
– Lakeside – Foreclosure! Spacious 2BR view home on 1.14 acres. Needs some fixup. Built 1974. Contact Me
2BR/2BA, 1351 sqft
Loaned to 360K >>>To be 200s?
– Lakeside – Foreclosure! Dirt-cheap condo ideal for investor or first-time homeowner. Contact Me
2BR/1BA, 728 sqft
Appraised @ 131K+ >>> To be in the 80s?
– Logan Heights – Foreclosure! Affordable 1-story home in urban area, 5 minutes to Petco Park. Great rental or 1st home. Contact Me
2BR/1BA, 1011 sqft
Foreclosed at 398K >>> To be high 100s?
– Logan Heights – Foreclosure! Two units on a 7000 sqft lot w/ alley access, just east of downtown. Contact Me
3/1 + 2/1 duplex
Last sold @ 635K >>> To be mid 200s?
– Nestor – Foreclosure! Ranch-style home w/ 2-car garage, fireplace, good-size backyard. Contact Me
3BR/2BA, 1152 sqft
Last sold @ 395K >>> Price TBD
– Nestor – Foreclosure! Gorgeous 2-story “Ocean Hills” home w/ views, 3-car garage, vaulted ceilings. Contact Me
5BR/2.5BA, 2353 sqft
Last sold @ 585K >>> Price TBD
– Oceanside – Foreclosure! 2004-built Summit Village condo. Minutes to beach, pier, & village. Gated + security garage. Contact Me
3BR/2BA, 1416 sqft
Last sold @ 515K >>> To be high 300s?
– Oceanside – Foreclosure! Luxury end unit townhome w/ attached 2-car garage, vaulted ceilings, many extras. Contact Me
4BR/2BA, 1837 sqft
Loaned to 427,5K >>> To be very high 200s?
– Pacific Beach / Mission Beach– Foreclosure! Mission Beach view condo w/ 2-car garage, walk to beach/bay, quaint 4-unit complex. Contact Me
2BR/2BA, 955 sqft
Last sold @ 420,862 >>> Price TBD
–Poway – Foreclosure! 1975-built 1-level home on .326 acres near Espola Road. Some updating, large yard. Contact Me
4BR/2BA, 1785 sqft
Loaned to 565K >>> To be 400s?
– Rancho Bernardo – Foreclosure! Handsome 2-story home in Chateau Bernardo. Breathtaking panoramic views, 3-car garage. Contact Me
5BR/3BA, 3179 sqft
Last sold @ $789,000 >>> Price TBD
– San Carlos – Foreclosure! Affordable “Carefree” condo w/ only one common wall. Walk to Mission Trails Park! Contact Me
2BR/1BA, 880 sqft
Last sold @ 253,500 >>> To be 100s?
– San Marcos – Foreclosure! Affordable "Lake Park Villas" townhome. Near Restaurant Row & multiplex. Contact Me
2BR/1.5BA, 957 sqft
Last sold @ $221,500 >>> To be very low 100s?
– University City – Foreclosure! Very affordable 1-level home in prime UC area w/ great schools. Quick 805 & 52 access. Contact Me
3BR/2BA, 1476 sqft
Loans to 547K >>> Around 500K?
– Vista – Foreclosure! Attractive 1-story 1970s home on quiet street near Vista High. 2-car garage, nice yard. Contact Me
4BR/2BA, 1400 sqft
Loaned to $337,500 >>> To be high 200s?
– Vista – Foreclosure! 2-story mountain view home on large lot. pool. Sparkling pool, 2-car garage. Contact Me
3BR/1.5BA, 2424 sqft
Last sold @ $600,000 >>> Price TBD

NEWLY LISTED (Your Property Here!)

Spectacular 5-year-new home w/ mahogany flooring, granite, slate, family room.

5 Bed, 3.5 Bath 2382 Sqft Price: $414,900 Last sold @ 524K

Unique, secluded, woodsy custom home. Fully redone w/ gourmet kitchen, hardwood, more.

7 Bed, 3 Bath 3056 Sqft Price: $649,000

Two detached 3BR houses w/ 2 car garage, yard, both inside laundry. Live in one + rent other.

House1: 3BR/2BA House2: 3BR/1BA Price: $269,000 Last sold 642K

MORE GREAT HOMES & INVESTMENTS (Your Home Here!)

Updated 3BR/2BA townhome w/ garage, yard, FPL, balcony. Quick freeway access.

3 Bed, 2 Bath 1209 Sqft Price: $225,000 Last sold @ $352,500

Light/bright, well-maintained townhome in quiet complex. Walk to shopping. Quick 805, 163 access.

2 Bed, 1.5 Bath 960 Sqft Price: $244,000

Penthouse unit w/ sweeping city & bay views. Offers extensive patio, stainless steel appliances, more.

1 Bed, 2 Bath 1199 Sqft Price: $675,000 Sold @ $1,550,000

Gorgeous “Hard Rock” condo-hotel suite in the Gaslamp Quarter. “Rock Royalty” service & full hotel amenities.

1 Bed, 1 Bath 459 Sqft Price: $489,000! Last sold @ 589K

City Heights bungalow-style house built 1924, but renovated 1974. More info to follow.

4 Bed, 2.5 Bath 2006 Sqft Price: $236,900 Loaned to 537K

Well-maintained “Olive Hills” home on quiet street. Offers mountain views, sharp kitchen, FPL, big family room.

4 Bed, 2 Bath 1,904 Sqft Price: $335,000-$365,000

Fantastic custom home w/ front courtyard, private & secluded area, pool + covered patio, views!

3 Bed, 3.5 Bath 2317 Sqft Price: $444,900 Last sold @ 663K

1-level ocean view home w/ many upgrades, remodeled kitchen, large lot.

3 Bed, 2 Bath 2,107Sqft Price: $1.149M Previously appraised @ 1.4M

High-end remodeled luxury home w/ spectacular ocean and coastline views! Granite, marble, hardwood bamboo, etc

3 Bed, 2 Bath 2188 Sqft Price: $1.7M to $1.9M

5-year-new “Scala” in Mission Valley. Near Qualcomm, shopping, dining, movies.

3 Bed, 3 Bath 1589 Sqft Price: $475K

Fully remodeled Crown Point 1-level upper corner condo. Granite, stainless steel appliances, new carpet/paint.

2 Bed, 2 Bath 1400 Sqft Price: $554,900 Last sold @ 700K

Under-priced beach house w/ private backyard, California room, 2-car garage.

2 Bed, 2 Bath 1400 Sqft Price: $554,900 Last sold @ 700K

Brand new 2009 construction, re-built virtually from the ground up. Extreme high quality: granite, etc.

4 Bed, 2 Bath 1680 Sqft Price: $368,000

Due to production and shipping expense, free items are available only to residents, owners, and people planning to purchase real estate in San Diego.

This free e-newsletter tells you how to be more successful with your real estate transactions. You receive it because you subscribed, entered your email address at my site(s), or were referred. By reading it, you agree you: 1) understand this is opinion & not advice; 2) will seek professional tax, legal, and real estate advice; 3) are solely responsible for use of content, 4) hold Gary Kent, Gary Kent Homes & Estates, Kent & Associates Inc., and RE/MAX Associates harmless. Questions may be paraphrased for clarity/brevity. Disregard this email if you have a listing or buyer-broker agreement.

Copyright 2010 Gary Kent, All Rights Reserved.